Cascade County property record for 13984 MT Highway 21, Simms, MT 59477
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 1,450 sqft · built 1992 |
| Lot Size | 20.2 acres (880,783 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $26,300 (May 2016) |
| Tax Bill | $2,207 (2026) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0249295 |
| Primary APN | R0249295 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 880,783 sqft (20.2 acres) |
| Terrain | Wooded |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Mixed |
| Garage Area | 1,940 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | 432 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0004718100 |
|---|---|
| Street Address | 13984 MT HIGHWAY 21 |
| City | SIMMS |
| State | MT |
| Zip | 59477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 8 |
| Legal Description | S13, T20 N, R03 W, C.O.S. 4056, TR 1 IN NWNW, N OF RD |
| Legal Range | 03W |
| Legal Township | 20N |
| Legal Section | 13 |
| Legal Subdivision | CERTIFICATE OF SURVEY #S-0004056 |
| Legal Tract | 1 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | SUN RIVER VALLEY |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10700 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 340, SIMMS, MT 59477-0340 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RUSSELL COUNTRY FCU |
| Jul 25, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Prior Sale | Aug 31, 2006 |
| Deed Document Number | 2016322248 |
| Prior Transfer Date | May 1, 2016 |
| Prior Transfer Doc | 0000322248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13984 MT HIGHWAY 21, SIMMS, MT 59477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 00R0434126 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | R0434126 |
| Name | RUSSELL COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13984 MT HIGHWAY 21, SIMMS, MT 59477 |
| Document Number | 0000392536 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13984 HWY 21 SIMMS MT 59477, SIMMS, MT 59477 |
| Document Number | 0000392536 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 392536 |
| Name | VILLAGE CAP & INV LLC |
|---|---|
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2050 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Sun River Valley Elementary School District (PK - 08) |
| Secondary School District | Simms High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,207.00 (-25.26%) | $379,722 (-) | |
| 2025 | $2,953.00 (-14.65%) | $379,722 (+14.38%) | $379,722 (+14.38%) Land $12,702 Building $367,020 |
| 2023 | $3,460.00 | $331,991 | $331,991 Land $10,141 Building $321,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1991–2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 3 Rivers Communications Fiber | 1,000 / 1,000 |
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