1398 Co Rd 2125 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1398 Co Rd 2125 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,218 sqft · built 1965
Lot Size	6.3 acres (274,428 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Oct 2016)
Tax Bill	$3,016 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`28-22-27-100-009`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-100-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	1,218 sqft
Basement Area	1,218 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	274,428 sqft (6.3 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1398 COUNTY ROAD 2125 E
City	SAINT JOSEPH
State	IL
Zip	61873-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 3 SUB OF PT SECS. 22, 27, AND 28-19-10
Legal Range	10E
Legal Township	19N
Legal Section	27
Legal Subdivision	SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4125
Census Tract	10702

Owner

1398 Co Rd 2125 E is owned and occupied by two individuals who bought it in October 2016.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1398 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Jan 31, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2016 · Amount on File
Deed Sale	Oct 17, 2016 · Amount on File
Deed Document Number	201620318
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1398 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007434
Date	Mar 31, 2021
Instrument	2021R07434

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1398 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013909
Date	Jul 27, 2017
Instrument	2017R13909

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate	4%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 31, 2017
Property Address	1398 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Document Number	0000001788
Instrument Date	Oct 7, 2016
Instrument	1788
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1398 COUNTY ROAD 2125 E ST JOSEPH IL 618739719, ST JOSEPH, IL 61873-9719

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,810 Land $14,810 Building $63,000	$233,430 Land $44,430 Building $189,000
2024	$3,016.00
2022	$3,195.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$62,100 Land $11,820 Building $50,280	$186,300 Land $35,460 Building $150,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1398 Co Rd 2125 E in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1398 Co Rd 2125 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, T-Mobile.

Nearby Properties on Co Rd 2125 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures