1380 Co Rd 2125 E, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1380 Co Rd 2125 E, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,503 sqft · built 2003
Lot Size	1.93 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Aug 2023)
Tax Bill	$7,776 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-22-27-100-005`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-100-005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,503 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	603 sqft
Basement Area	1,503 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	252 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1380 COUNTY ROAD 2125 E
City	SAINT JOSEPH
State	IL
Zip	61873-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT 3 SUB OF PT SECS. 22, 27, AND 28-19-10
Legal Range	10E
Legal Township	19N
Legal Section	27
Legal Subdivision	SUB
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	4
Census Block	4125
Census Tract	10702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1380 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	202310947
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 4, 2023
Property Address	1380 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Document Number	0000010947
Instrument Date	Aug 3, 2023
Instrument	2023R10947
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1380 2125 E, SAINT JOSEPH, IL 61873

Mortgage

Document Number	0000010948
Date	Aug 4, 2023
Instrument	2023R10948

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1380 COUNTY ROAD 2125 E, SAINT JOSEPH, IL 61873-9719
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	NONE AVAILBALE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016036
Date	Sep 13, 2018
Instrument	2018R16036

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,000 (+5.8%) Land $9,110 Building $122,890	$396,000 (+5.8%) Land $27,330 Building $368,670
2024	$7,776.00 (+7.17%)	$124,760 (+18.42%) Land $8,610 Building $116,150	$374,280 (+18.42%) Land $25,830 Building $348,450
2023	$7,256.00 (+5.28%)
2022	$6,892.00 Homeowner's exemption	$105,350 Land $7,270 Building $98,080	$316,050 Land $21,810 Building $294,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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