13978 Bancroft Rd, Byron, MI 48418 Property Records

Shiawassee County property record for 13978 Bancroft Rd, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Tax Bill	$2,609 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-26-300-009-01`

Property Details

APN / Parcel Number

Primary APN	`015-26-300-009-01`

Exterior

Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Street Address	13978 BANCROFT RD
City	BYRON
State	MI
Zip	48418-8944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T5N R3E PT OF SW 14 COM AT S 14 POST OF SEC TH ALG S LN OF SEC & CLN OF BRADEN RD S8956'28!W (PREVIOUSLY RECORDED AS E
Legal Range	03E
Legal Township	05N
Legal Section	26
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	ANTRIM
Census Block Group	2
Census Block	2053
Census Tract	31301

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13978 BANCROFT RD, BYRON, MI 48418-8944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 25, 2022	Intrafamily Transfer, Transfer
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 26, 2017	Deed of Trust, Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2022
Transfer Doc	0013010616
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	13978 BANCROFT RD, BYRON, MI 48418-8944
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13978 BANCROFT RD, BYRON, MI 48418-8944

Mortgage

Document Number	0012970537
Date	Jun 14, 2022
Book Page	1297/537
Instrument	3361464

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	May 20, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 25, 2022
Property Address	13978 BANCROFT RD, BYRON, MI 48418-8944
Document Number	0013010616
Book / Page	1301 / 616
Instrument Date	Jun 1, 2022
Instrument	3365616
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13978 BANCROFT RD, 13978, BYRON, MI 48418-8944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10405 LEHRING RD, BYRON, MI 48418-9125

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	13978 BANCROFT RD, BYRON, MI 48418-8944
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13978 BANCROFT RD, BYRON, MI 48418-8944

Mortgage

Document Number	0012810739
Date	Apr 22, 2021
Book Page	1281/739
Instrument	3345506

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	13978 BANCROFT RD, BYRON, MI 48418-8944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012380540
Date	Sep 26, 2017
Book Page	1238/0540
Instrument	3301850

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Antrim Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,800 (+12.03%)	$329,600 (+12.03%)
2025	$2,609.00 (+11.02%) Homeowner's exemption	$147,100 (+12.63%)	$294,200 (+12.63%)
2024	$2,350.00
2023	$2,350.00 Homeowner's exemption	$130,600	$261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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