13977 Bluff Dr, Lockeford, CA 95237 Property Records

San Joaquin County property record for 13977 Bluff Dr, Lockeford, CA 95237

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,136 sqft · built 1991
Lot Size	0.596 acres (25,948 sqft)
Owner	Company Name on Record
Tax Bill	$6,295 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-360-090-000`

Property Details

APN / Parcel Number

Primary APN	`019-360-090-000`
Alternative APN	`019-360-09`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,136 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	25,948 sqft (0.596 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	019-360-09
Street Address	13977 BLUFF DR
City	LOCKEFORD
State	CA
Zip	95237-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRACT 2132 LOT 31
Legal Subdivision	LOCKEFORD BLUFFS
Legal Tract	2132
Legal Block	1
Legal Lot Number	31
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1000
Census Tract	4701

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1382, LOCKEFORD, CA 95237-1382
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 26, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 19, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 29, 2015
Transfer Doc	0000085614
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794

Mortgage

Document Number	0000118597
Date	Dec 24, 2025
Instrument	2025-118597

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794

Mortgage

Document Number	0000024853
Date	Mar 26, 2024
Instrument	2024-024853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794

Mortgage

Document Number	0000047909
Date	Jun 19, 2023
Instrument	2023-047909

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	13977 BLUFF DR, LOCKEFORD, CA 95237-9794
Document Number	0000061393
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 7, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13977 BLUFF DR LOCKEFORD CA 952379794, LOCKEFORD, CA 95237-9794
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061393
Date	May 31, 2017
Instrument	61393

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2032

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,295.00 (+0.33%)
2025	$6,274.00 (+3.93%) Homeowner's exemption	$568,072 (+4.04%) Land $216,407 Building $351,665
2023	$6,037.00 (+2.22%) Homeowner's exemption	$546,014 Land $208,004 Building $338,010	$565,560
2022	$5,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKEFORD COMMUNITY SERV. DIST. serves 3,572 people · EPA ID CA3910008
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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