13903 Bluff Dr, Lockeford, CA 95237 Property Records

San Joaquin County property record for 13903 Bluff Dr, Lockeford, CA 95237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,115 sqft · built 1991
Lot Size	0.577 acres (25,139 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Mar 2024)
Tax Bill	$10,192 (2026)
Deeds & Mortgages	Mar 2024 Sale Oct 2023 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-360-050-000`

Property Details

APN / Parcel Number

Primary APN	`019-360-050-000`
Alternative APN	`019-360-05`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,115 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	25,139 sqft (0.577 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	019-360-05
Street Address	13903 BLUFF DR
City	LOCKEFORD
State	CA
Zip	95237-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	TRACT 2132 LOT 27
Legal Subdivision	LOCKEFORD BLUFFS
Legal Tract	2132
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1000
Census Tract	4701

Owner

13903 Bluff Dr is owned and occupied by two individuals who bought it in March 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13903 BLUFF DR, LOCKEFORD, CA 95237-9793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 13, 2023	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Prior Sale	Oct 13, 2023 · Amount on File
Deed Document Number	202423053
Prior Transfer Date	Oct 29, 2018
Prior Transfer Doc	0000124725
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 20, 2024
Property Address	13903 BLUFF DR, LOCKEFORD, CA 95237-9793
Document Number	0000023053
Map Reference	MB 29 PG 24
Instrument Date	Mar 18, 2024
Instrument	2024-023053
Transaction Type	Transfer
Record Updated	Apr 1, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13903 BLUFF DR, LOCKEFORD, CA 95237-9793

October 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 13, 2023
Property Address	13903 BLUFF DR, LOCKEFORD, CA 95237-9793
Document Number	0000083677
Map Reference	MB 29 PG 24
Instrument Date	Sep 29, 2023
Instrument	2023-083677
Transaction Type	Construction Loan
Record Updated	Oct 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5345 N EL DORADO ST STE 6, 6, STOCKTON, CA 95207-5848

Mortgage

Document Number	0000083678
Date	Oct 13, 2023
Instrument	2023-083678

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 13, 2018
Property Address	13903 BLUFF DR, LOCKEFORD, CA 95237-9793
Document Number	0000124725
Instrument Date	Oct 29, 2018
Instrument	124725
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6170 AMANDE CT STOCKTON CA 952129423, STOCKTON, CA 95212-9423

Tax Assessment & Valuation

The 2026 property tax bill for 13903 Bluff Dr was $10,192, up 10.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,192.00 (+10.46%)
2025	$9,227.00	$841,500 Land $255,000 Building $586,500
2023	$6,704.00 (+8.74%)	$528,963 Land $173,999 Building $354,964	$439,920
2022	$6,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13903 Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13903 Bluff Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKEFORD COMMUNITY SERV. DIST. serves 3,572 people · EPA ID CA3910008
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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