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13974 86th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 13974 86th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,992 sqft · built 2000
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Jan 2018)
Tax Bill$2,690 (2024)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-02S-13E-05260-000160

Property Details

APN / Parcel Number

Primary APN20-02S-13E-05260-000160
Alternative APN
  • 05260000160

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,992 sqft Living Area
1st Floor Area1,992 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area562 sqft

Exterior Amenities

PorchFinished/Screened Porch
Patio Area580 sqft
FenceFence
Pole Barn108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number05260000160
Street Address13974 86TH TER
CityLIVE OAK
StateFL
Zip32060-9015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 16 GREENBRIAR SUBDIVISION ORB 2027 P 88-89 WD YR 2018 ORB 2593 P 5-6 ENHANCED LED YR 2025 REMAINDER PERSONS: BRANDON
Legal Range13E
Legal Township02S
Legal Section20
Legal SubdivisionGREENBRIAR SUBDIVISION
Legal Lot Number16
Legal Unit16
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1008
Census Tract970401

Owner

13974 86th Ter is owned and occupied by two individuals who acquired it in April 2025.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address13974 86TH TER, LIVE OAK, FL 32060-9015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJan 22, 2018 · Amount on File
Deed SaleJan 22, 2018 · Amount on File
Prior SaleJan 22, 2018 · Amount on File
Deed Document Number0000199654
Deed Book / Page002027 / 000088
Last Transfer DateApr 4, 2025
Transfer Doc0000291188
Record UpdatedJun 8, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJan 22, 2018
Property Address13974 86TH TER, LIVE OAK, FL 32060-9015
Document Number0000199654
Book / Page002027 / 000088
Instrument DateJan 22, 2018
Instrument199654
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7277 COUNTY ROAD 249 LIVE OAK FL 320608443, LIVE OAK, FL 32060-8443

Mortgage

Document Number199655
DateJan 22, 2018
Book Page002027/000090
Instrument199655
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 21, 2033

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,635$317,619 Land $30,000 Building $287,619
2024$2,690.00 (+2.59%)
2023$2,622.00 (+2.86%) Homeowner's exemption$194,019 (+3%)$288,417 (+32.74%) Land $30,000 Building $258,417
2022$2,549.00 Homeowner's exemption$188,368$217,279 Land $28,000 Building $189,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13974 86th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13974 86th Ter is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 86th Ter

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