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13798 86th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 13798 86th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,494 sqft · built 2021
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Sep 2021)
Tax Bill$1,910 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN20-02S-13E-05260-000230

Property Details

APN / Parcel Number

Primary APN20-02S-13E-05260-000230
Alternative APN
  • 05260000230

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,494 sqft Living Area
1st Floor Area2,488 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Exterior MaterialPlywood
Lot Area44,867 sqft (1.03 acres)
Garage Area840 sqft
Patio Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number05260000230
Street Address13798 86TH TER
CityLIVE OAK
StateFL
Zip32060-8830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG LOT 23 GREENBRIAR SUB DIV ORB 2295 P 381-82 WD YR 2022
Legal Range13E
Legal Township02S
Legal Section20
Legal SubdivisionGREENBRIAR SUB
Legal Lot Number23 24
Legal Unit23
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1008
Census Tract970401

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13798 86TH TER, LIVE OAK, FL 32060-8830
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LAND-HOME FINANCIAL SERVICES
Dec 4, 2020Warranty Deed, Transfer
SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Prior SaleDec 4, 2020 · Amount on Record
Deed Document Number2021242797
Deed Book / Page2295 / 381
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 2, 2021
Property Address13798 86TH TER, LIVE OAK, FL 32060-8830
Document Number0000242797
Book / Page2295 / 381
Map ReferenceMB 1 PG 402
Instrument DateSep 1, 2021
Instrument2021242797
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2023
Title CompanyABSTRACT AND TITLE SERVICES INC, ABSTRACT AND TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13969 86TH TER, LIVE OAK, FL 32060-8898

Mortgage

Document Number0000000383
DateSep 2, 2021
Instrument2295/383
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateDec 4, 2020
Property Address13798 86TH TER, LIVE OAK, FL 32060-8830
Document Number0000232400
Book / Page002228 / 000438
Instrument DateNov 30, 2020
Instrument232400
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanySUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VLY TITLE SVC INC

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address18282 69TH DR MC ALPIN FL 320622700, MC ALPIN, FL 32062-2700

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$151,012 (+5.99%)$205,695 (+12.74%) Land $30,000 Building $175,695
2024$1,910.00 (+2.74%)
2023$1,859.00 (+3.16%) Homeowner's exemption$142,482 (+3%)$182,447 (+31.89%) Land $30,000 Building $152,447
2022$1,802.00 Homeowner's exemption$138,332$138,332 Land $28,000 Building $110,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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