13972 Hemlock Dr, Penn Valley, CA 95946 Property Records

Nevada County property record for 13972 Hemlock Dr, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,305 sqft · built 1988
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Dec 2023)
Tax Bill	$5,701 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031-120-018-000`

Property Details

APN / Parcel Number

Primary APN	`031-120-018-000`
Alternative APN	`31-120-18-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,305 sqft Living Area
1st Floor Area	2,305 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	12,632 sqft (0.29 acres)
Terrain	Steep
View / Lot	Lake
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	31-120-18-000
Street Address	13972 HEMLOCK DR
City	PENN VALLEY
State	CA
Zip	95946-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 437 LAKE WILDWOOD #1
Legal Subdivision	LAKE WILDWOOD #1
Legal Lot Number	437
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3011
Census Tract	401

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13972 HEMLOCK DR, PENN VALLEY, CA 95946-9515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Grant Deed, Transfer · VA Mortgage USAA FSB
Aug 3, 2020	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202318697
Prior Transfer Date	Jan 6, 2015
Prior Transfer Doc	0000000676
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 29, 2023
Property Address	13972 HEMLOCK DR, PENN VALLEY, CA 95946-9515
Document Number	0000018697
Map Reference	MB 3 PG 38
Instrument Date	Dec 28, 2023
Instrument	20230018697
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13972 HEMLOCK DR, PENN VALLEY, CA 95946-9515

Mortgage

Document Number	0000018698
Date	Dec 29, 2023
Instrument	20230018698

Lender

Name	USAA FSB
Type	Bank
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Sep 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 3, 2020
Property Address	13972 HEMLOCK DR, PENN VALLEY, CA 95946-9515
Document Number	0000018430
Instrument Date	Jul 30, 2020
Instrument	18430
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	882 CAMINO DEL SOL RIVERSIDE CA 925086098, RIVERSIDE, CA 92508-6098

Mortgage

Document Number	18431
Date	Aug 3, 2020
Instrument	18431

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,816 (+2%) Land $104,040 Building $457,776
2025	$5,701.00 (+27.65%) Disabled Person's exemption Veteran's exemption	$550,800 (+58.03%) Land $102,000 Building $448,800
2023	$4,466.00 (-12.17%)	$348,534 Land $52,020 Building $296,514	$480,510
2022	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, SmarterBroadband, Verizon.

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