Lake County property record for 13971 Flagstaff St, Cedar Lake, IN 46303
| Property Type | Row House |
|---|---|
| Details | 2 bd · 2 ba · 1,669 sqft · built 2012 |
| Lot Size | 0.226 acres (9,888 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Dec 2017) |
| Tax Bill | $2,569 (2024) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-30-24-0265-0039 |
| Primary APN | 005-30-24-0265-0039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,888 sqft (0.226 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 005-30-24-0265-0039 |
|---|---|
| Street Address | 13971 FLAGSTAFF ST |
| City | CEDAR LAKE |
| State | IN |
| Zip | 46303-7281 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | CENTENNIAL SUB PHASE 1 SE'LY PT. OF LOT 144 (13971 FLAGSTAFF ST) |
| Legal Subdivision | CENTENNIAL PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 144 13971 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42901 |
13971 Flagstaff St, a row house, is owned and occupied by an individual who bought it in December 2017.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13971 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · ARM PROVIDENCE BANK & TRUST |
| Dec 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | Apr 9, 2012 · Amount on File |
| Deed Document Number | 2017 085486 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 13971 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13971 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281 |
| Document Number | 0000005734 |
|---|---|
| Date | Feb 26, 2024 |
| Instrument | 2024-505734 |
| Name | PROVIDENCE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SOUTH HOLLAND, IL 60473 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | FHLBNY's 5-Year Index |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 15, 2017 |
| Property Address | 13971 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281 |
| Document Number | 0000085486 |
| Map Reference | MB102 PG30 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 2017 085486 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13971 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281 |
| Document Number | 0000085487 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017 085487 |
| Name | FIRST SAVINGS BANK OF HEGEWISCH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hanover Township |
| Municipality | Cedar Lake Town |
| Unified School District | Hanover Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262,500 Land $41,000 Building $221,500 | $262,500 Land $41,000 Building $221,500 | |
| 2024 | $2,569.00 | ||
| 2023 | $235,300 (+7.64%) Land $41,900 Building $193,400 | $235,300 (+7.64%) Land $41,900 Building $193,400 | |
| 2022 | $2,614.00 (+6.56%) | $218,600 Land $41,900 Building $176,700 | $218,600 Land $41,900 Building $176,700 |
| 2021 | $2,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13971 Flagstaff St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13971 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 15 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2025 |
| Monitoring and Reporting | 51 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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