13964 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13964 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	3 bd · 2 ba · 1,309 sqft · built 2013
Lot Size	0.052 acres (2,288 sqft)
Owner	Individual Name on Record
Tax Bill	$1,488 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-379-027.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-379-027.000-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,309 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,288 sqft (0.052 acres)
Lot Dimensions	104 ft deep x 22 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13964 FLAGSTAFF ST
City	CEDAR LAKE
State	IN
Zip	46303-7281
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	CENTENNIAL SUB. PHASE 3 NW'LY 22.0FT. OF SE'LY 105.0FT. OF LOT 198
Legal Subdivision	CENTENNIAL SUB
Legal Phase	3
Legal Lot Number	198 13964
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2004
Census Tract	42901

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13964 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2014
Deed Sale	Oct 22, 2014
Prior Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	2014 066975
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	13964 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070529
Date	Oct 16, 2019
Instrument	2019 070529

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	49 Months
Due	Nov 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,400 (+25.5%) Land $27,800 Building $168,600	$196,400 (+25.5%) Land $27,800 Building $168,600
2024	$1,488.00 (+1.16%)
2023		$156,500 (+8.15%) Land $19,800 Building $136,700	$156,500 (+8.15%) Land $19,800 Building $136,700
2022	$1,471.00 (+4.1%)	$144,700 Land $19,800 Building $124,900	$144,700 Land $19,800 Building $124,900
2021	$1,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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