1397 E Loma Way, Sandy, UT 84092 Property Records

Salt Lake County property record for 1397 E Loma Way, Sandy, UT 84092

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,658 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,141 (Sep 2024)
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-21-104-012`

Property Details

APN / Parcel Number

Primary APN	`28-21-104-012`
Alternative APN	`28-21-104-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,158 sqft
Basement Area	528 sqft
Finished Basement	500 sqft
Unfinished Basement	28 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	552 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	30 sqft
Deck Area	80 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	1397 E LOMA WAY
City	SANDY
State	UT
Zip	84092-5054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1108
Legal Description	LOT 157, LEXINGTON RIDGE #1 4963-0759 5427-2718 5525-1360, 1361,1364 7044-0847 7804-0069 8479-7322,9274 8574-4361 8578-6198 9635-3526 9679-9670 10269-5839 10336-7426 10881-2345
Legal Range	1E
Legal Township	3S
Legal Section	21
Legal Subdivision	LEXINGTON RIDGE #1
Legal Block	1
Legal Lot Number	157
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	1
Census Block	1016
Census Tract	112813

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY CREEK MORTGAGE CORP
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Jan 3, 2020	Intrafamily Transfer, Transfer · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2024 · Amount on Record
Deed Sale	Sep 18, 2024 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202414289561
Deed Book / Page	11518 / 9021
Prior Transfer Date	Oct 26, 1994
Prior Transfer Doc	0005952783
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012699170
Date	Jan 17, 2018
Book Page	10639/1993
Instrument	12699170

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013443022
Date	Oct 28, 2020
Book Page	11049/3326
Instrument	13443022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	SILVER LEAF TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013638886
Date	Apr 21, 2021
Book Page	11161/1774
Instrument	13638886

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013891054
Date	Feb 14, 2022
Book Page	11305/9328
Instrument	13891054

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SALT LAKE UT
Recording Date	Jan 3, 2020
Property Address	1397 E LOMA WAY, SANDY, UT 84092-5054
Document Number	0013162897
Book / Page	10881 / 2345
Instrument Date	Dec 26, 2019
Instrument	13162897
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1397 E LOMA WAY, SANDY, UT 84092-5054

Mortgage

Document Number	0013162898
Date	Jan 3, 2020
Instrument	13162898

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 Homeowner's exemption	$555,700 (+130.31%) Land $218,200 Building $337,500	$555,700 (+26.67%) Land $218,200 Building $337,500
2024	$2,890.00 (+24.46%)
2023	$2,322.00 (-3.05%) Homeowner's exemption	$241,285 Land $111,100 Building $130,185	$438,700 Land $202,000 Building $236,700
2022	$2,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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