1397 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1397 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1956
Lot Size	0.43 acres (18,774 sqft)
Owner	Company Name on File
Last Sale	$357,400 (Feb 2020)
Tax Bill	$5,673 (2025)
Deeds & Mortgages	Feb 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`01-07S-02W-1044-000Q-0030`

Property Details

APN / Parcel Number

Primary APN	`01-07S-02W-1044-000Q-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,542 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,774 sqft (0.43 acres)
Lot Dimensions	235 ft deep x 80 ft wide

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Patio Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1397 ALLIGATOR DR
City	ALLIGATOR POINT
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 4 BL Q LOT 3 OR 126/89 PENN POINT ORB 196 PAGE 449 OR 305/245 662/760 734/477 736/649 1107/161 1258/680
Legal Range	02W
Legal Township	07S
Legal Section	01
Legal Subdivision	PENINSULAR POINT
Legal Block	Q
Legal Lot Number	3
Legal Unit	4
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

1397 Alligator Dr is owned by a company that bought it in February 2020.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Company Name on File
Mailing Address	1305 PINECREST DR, ALBANY, GA 31707-3410
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2020 · Amount on File
Deed Sale	Feb 12, 2020 · Amount on File
Prior Sale	Nov 4, 2013 · Amount on File
Deed Document Number	202019000601
Deed Book / Page	1258 / 680
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 12, 2020
Property Address	1397 ALLIGATOR DR, ALLIGATOR POINT, FL 32346
Document Number	0019000601
Book / Page	001258 / 000680
Instrument Date	Feb 6, 2020
Instrument	19000601
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,502.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	508 PARTRIDGE DR ALBANY GA 317073040, ALBANY, GA 31707-3040

Tax Assessment & Valuation

The 2025 property tax bill for 1397 Alligator Dr was $5,673, up 15.5% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,673.00 (+15.47%)	$589,293 (+31.05%) Land $451,200 Building $138,093	$589,293 (+31.05%) Land $451,200 Building $138,093
2024	$4,913.00 (+6.41%)	$449,684 (+13.71%) Land $310,200 Building $139,484	$449,684 (+13.71%) Land $310,200 Building $139,484
2023	$4,617.00 (+4.67%)	$395,478 (+7.76%) Land $283,880 Building $111,598	$395,478 (+7.76%) Land $283,880 Building $111,598
2022	$4,411.00	$366,996 Land $283,880 Building $83,116	$366,996 Land $283,880 Building $83,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1397 Alligator Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1397 Alligator Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20