13958 N Rainier Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13958 N Rainier Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 2022
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Company Names on Record
Last Sale	$304,570 (May 2026)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RL3220010140`

Property Details

APN / Parcel Number

Primary APN	`RL3220010140`
Alternative APN	`339965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	5,489 sqft (0.126 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	339965
Street Address	13958 N RAINIER LOOP
City	RATHDRUM
State	ID
Zip	83858-5157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND SPIKE RATHDRUM, LT 14 BLOCK 1 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	DIAMOND SPIKE RATHDRUM
Legal Block	1
Legal Lot Number	14
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

Source: Kootenai County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	30371 N SIENNA LOOP, ATHOL, ID 83801-5072
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 1, 2024	Warranty Deed, Transfer · Seller Carry-Back JILL R SPIKER ETUX
Apr 22, 2024	Warranty Deed, Transfer KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO
Apr 11, 2024	Warranty Deed, Transfer KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Apr 22, 2024
Deed Document Number	20263042832
Prior Transfer Date	May 19, 2021
Prior Transfer Doc	0002834642
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	May 15, 2026
Property Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	0003042832
Instrument Date	May 13, 2026
Instrument	2026.3042832
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	KOOTENAI COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	30371 N SIENNA LOOP, ATHOL, ID 83801-5072

Mortgage

Document Number	0003042832,
Date	May 15, 2026
Instrument	2026.3042832

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 1, 2024
Property Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2964431000
Map Reference	MB L PG 322
Instrument Date	Mar 22, 2024
Instrument	2964431000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Mortgage

Document Number	2964432000
Date	Apr 1, 2024
Instrument	2964432000

Lender

Name	JILL R SPIKER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 22, 2024
Property Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2966321000
Map Reference	MB L PG 322
Instrument Date	Mar 22, 2024
Instrument	2966321000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 11, 2024
Property Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2965379000
Map Reference	MB L PG 322
Instrument Date	Mar 22, 2024
Instrument	2965379000
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13958 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (-31.52%) Homeowner's exemption	$522,413 (+1.42%) Land $175,000 Building $347,413	$522,413 (+1.42%) Land $175,000 Building $347,413
2024	$2,970.00 (-3.54%)
2023	$3,079.00 (+199.81%)	$515,109 (+6.39%) Land $175,000 Building $340,109	$515,109 (+6.39%) Land $175,000 Building $340,109
2022	$1,027.00	$484,190 Land $175,000 Building $309,190	$484,190 Land $175,000 Building $309,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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