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13961 Five Point Rd, Locust, NC 28097 Property Records

Stanly County property record for 13961 Five Point Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,172 sqft · built 2005
Lot Size10.4 acres (454,331 sqft)
Owner2 Individual Names on File
Last Sale$98,000 (Apr 2005)
Tax Bill$1,948 (2023)
Deeds & MortgagesApr 2021 Loan Modification
Flood ZoneZone X (minimal risk)
APN558804828776

Property Details

APN / Parcel Number

Primary APN558804828776
Alternative APNs
  • 36548
  • 36715

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,172 sqft Finished Area
Gross Area2,797 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area454,331 sqft (10.4 acres)
TerrainRolling
Garage TypeAttached
Garage Area625 sqft
PorchPorch
Porch Area126 sqft
Deck Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number36715
Street Address13961 FIVE POINT RD
CityLOCUST
StateNC
Zip28097-8287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 13961 FIVE POINT RD 558804007
Legal SubdivisionMALCOLM HARWOOD
JurisdictionSTANLY NC
Township / Civil DivisionALMOND
Census Block Group1
Census Block1027
Census Tract930700

Owner

Source: Stanly County records · APN 558804828776

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13961 FIVE POINT RD, LOCUST, NC 28097-8287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2005 · Amount on Record
Deed SaleApr 05, 2005 · Amount on Record
Deed Document Number0010520276
Deed Book / Page1052 / 0276
Record UpdatedJun 07, 2026

April 2021: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTANLY NC
Property Address13961 FIVE POINT RD, LOCUST, NC 28097-8287
Document Number0000432503
Instrument DateApr 12, 2021
Transaction TypeMortgage
Record UpdatedJun 07, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13961 FIVE POINT RD LOCUST NC 280978287, LOCUST, NC 28097-8287

Mortgage

Document Number0000432503
DateMay 05, 2021
Book Page001740/001283
Instrument432503
Lender
NamePINNACLE BK
TypeBank
AddressLOCUST, NC 28097
Agreement
Term240 Months
DueMay 04, 2041

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,948.00$327,778 (-) Land $77,042 Building $250,736$327,778 (-) Land $77,042 Building $250,736
2022$1,948.00$327,778 Land $77,042 Building $250,736$327,778 Land $77,042 Building $250,736

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 30, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
Uniti Group
DSL		25 / 3

May also be available: Spectrum, T-Mobile USA.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Five Point Rd

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