13856 Five Point Rd, Locust, NC 28097 Property Records

Stanly County property record for 13856 Five Point Rd, Locust, NC 28097 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2013
Square Footage2,406 sqft Finished Area
Lot Size645,995 sqft (14.8 acres)
OccupancyOwner Occupied
Last Sale$535,000 (2021)
Tax Bill$3,837.00 (2025)

Property Details

APN / Parcel Number

Primary APN558804816319
Alternative APNs
  • 20911
  • 38721

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,406 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area645,995 sqft (14.8 acres)
Garage TypeAttached Garage
Garage Area1,064 sqft Garage
Porch1 Porch
Porch Area498 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number38721
Street Address13856 FIVE POINT RD
CityLOCUST
StateNC
Zip28097-8286
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 13856 FIVE POINT RD 558800006
Legal SubdivisionHATFIELD SUBDIVISION
JurisdictionSTANLY NC
Minor Civil DivisionALMOND
Census Blockgroup1
Census Block1026
Census Tract930700

Owner

Source: Stanly County records · APN 558804816319

Assessment roll updated August 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13856 FIVE POINT RD, LOCUST, NC 28097-8286
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2021 · Amount on Record
Deed SaleOct 22, 2021 · Amount on Record
Prior SaleOct 21, 2011 · Amount on Record
Deed Doc Number2021439209
Deed Book / Page1762 / 43
Record RefreshedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateOct 22, 2021
Property Address13856 FIVE POINT RD, LOCUST, NC 28097-8286
Document Number0000439209
Book / Page1762 / 43
Map ReferenceMB 7 PG 24
Instrument DateOct 21, 2021
Instrument439209
Transaction TypeTransfer
Record UpdatedJan 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,070.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32408 LATON RD, ALBEMARLE, NC 28001-7826

Mortgage

Document Number0000439297
DateOct 22, 2021
Instrument439297
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated August 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,837.00 (+23.42%)$581,421 (+34.63%) Land $153,935 Building $427,486$581,421 (+34.63%) Land $153,935 Building $427,486
2023$3,109.00$431,873 Land $98,410 Building $333,463$431,873 Land $98,410 Building $333,463

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Five Point Rd

Nearby Streets

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