Jefferson County property record for 1396 Spring Dr, Herculaneum, MO 63048 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,778 sqft · built 1979 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,216 (Jul 2022) |
| Tax Bill | $1,712 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109.030.04002012 |
| Primary APN | 109.030.04002012 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,778 sqft |
| Basement Area | 1,778 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 360 sqft |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1396 SPRING DR |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLER TERRACE PT LOT 38 |
| Legal Range | 6E |
| Legal Township | 41N |
| Legal Section | 30 |
| Legal Subdivision | MILLER TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700802 |
Source: Jefferson County records · APN 109.030.04002012
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 03, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 01, 2020 | Deed of Trust, Mortgage · Line of Credit CENTURY CU |
| Aug 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 03, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 06, 2018 | Deed of Trust, Mortgage · Line of Credit CENTURY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2022 · Amount on Record |
| Deed Sale | Jul 08, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 202222664 |
| Prior Transfer Date | Aug 11, 2016 |
| Prior Transfer Doc | 0000025186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 08, 2022 |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000022664 |
| Map Reference | MB 10 PG 26 |
| Instrument Date | Jul 07, 2022 |
| Instrument | 2022R-022664 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 SCHOETTLER RD, 1435, CHESTERFIELD, MO 63017-5534 |
| Name | Verified Name |
|---|---|
| Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000022665 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 2022R-022665 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000000066 |
|---|---|
| Date | Jan 03, 2022 |
| Instrument | 2022R-000066 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000039569 |
| Instrument Date | Oct 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1396 SPRING DR HERCULANEUM MO 630481543, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000039569 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 39569 |
| Name | CENTURY CU |
|---|---|
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 19, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000029880 |
| Instrument Date | Aug 15, 2020 |
| Instrument | 29880 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1396 SPRING DR HERCULANEUM MO 630481543, HERCULANEUM, MO 63048-1543 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 03, 2019 |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000012304 |
| Instrument Date | May 03, 2019 |
| Instrument | 12304 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1396 SPRING DR HERCULANEUM MO 630481543, HERCULANEUM, MO 63048-1543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1396 SPRING DR, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000018197 |
| Instrument Date | Jun 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1396 SPRING DR HERCULANEUM MO 630481543, HERCULANEUM, MO 63048-1543 |
| Document Number | 0000018197 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 18197 |
| Name | CENTURY CU |
|---|---|
| Address | ST LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Dunklin R-V School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,800 (+7.87%) Land $2,300 Building $26,500 | $151,500 (-) Land $12,000 Building $139,500 | |
| 2024 | $1,712.00 (+0.12%) | $151,500 (+7.83%) Land $12,000 Building $139,500 | |
| 2023 | $1,710.00 | $26,700 Land $2,300 Building $24,400 | $140,500 Land $12,000 Building $128,500 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 3 (2003–2018) |
| Most Recent Claim | Sep 2018, other causes |
| Wildfire Risk | Low above 5% of the US · above 7% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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