1382 Spring Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 1382 Spring Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft · built 1984
Lot Size	0.837 acres (36,472 sqft)
Owner	Individual Name on Record
Tax Bill	$1,826 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109.030.04002010`

Property Details

APN / Parcel Number

Primary APN	`109.030.04002010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Construction Type	Frame
Lot Area	36,472 sqft
Garage Type	Mixed
Garage Area	1,394 sqft
Porch	Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1382 SPRING DR
City	HERCULANEUM
State	MO
Zip	63048-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MILLER TERRACE LOT 36
Legal Range	06
Legal Township	41
Legal Section	30
Legal Quarter	SE
Legal Subdivision	MILLER TERRACE
Legal Block	2
Legal Lot Number	36
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	2
Census Block	2001
Census Tract	700802

Owner

Source: Jefferson County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Jun 14, 2021	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025
Deed Sale	Nov 20, 2025
Prior Sale	Jun 14, 2021
Deed Document Number	2025R-030347
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543

Mortgage

Document Number	0000029218
Date	Nov 22, 2023
Instrument	2023R-029218

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	POTOSI, MO 63664

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 20, 2025
Property Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543
Document Number	0000030347
Map Reference	MB 10 PG 26
Instrument Date	Nov 19, 2025
Instrument	2025R-030347
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	UNKNOWN, EXCEL TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 SECLUSION WOODS, FESTUS, MO 63028-4110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543

Mortgage

Document Number	0000030348
Date	Nov 20, 2025
Instrument	2025R-030348

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 14, 2021
Property Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543
Document Number	2021R025748
Map Reference	MB 10 PG 26
Instrument Date	Jun 7, 2021
Instrument	2021R-025748
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13457 TESSON FERRY RD APT 140, 13457, SAINT LOUIS, MO 63128-4068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 SPRING DR, HERCULANEUM, MO 63048-1543

Mortgage

Document Number	2021R025749
Date	Jun 14, 2021
Instrument	2021R-025749

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Dunklin R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,100 (+9.12%) Land $2,300 Building $28,800
2024			$163,400 (+9.15%) Land $12,000 Building $151,400
2023	$1,826.00	$28,500 Land $2,300 Building $26,200	$149,700 Land $12,000 Building $137,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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