1395 Vines Rd, Cobden, IL 62920 Property Records

Union County property record for 1395 Vines Rd, Cobden, IL 62920

Property Summary

Property TypeSingle Family Home
Lot Size17 acres (740,520 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Feb 2023)
Tax Bill$2,359 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-32-02-819-A

Property Details

APN / Parcel Number

Primary APN04-32-02-819-A
Alternative APN
  • 04-32-200-006

Exterior

Lot Area740,520 sqft (17 acres)

Location & Zoning

Street Address1395 VINES RD
CityCOBDEN
StateIL
Zip62920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS32 T11 R1W W PT SE NE PT NE SE N OF RD
Legal Range01W
Legal Township11
Legal Section32
JurisdictionUNION IL
Township / Civil DivisionCOBDEN DISTRICT 1
Census Block Group3
Census Block3016
Census Tract950100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address925 WILTSHIRE AVE, SAN ANTONIO, TX 78209-2850
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
ANNA STATE BANK
Feb 24, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 18, 2022Administrator's Deed, Transfer · Line of Credit
ANNA STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleAug 18, 2022 · Amount on Record
Deed Document Number2023292
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION IL
Property Address1395 VINES RD, COBDEN, IL 62920
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 BELL HILL RD, COBDEN, IL 62920-3415

Mortgage

Document Number02022R1518
DateAug 18, 2022
Instrument2022R1518
Lender
NameANNA STATE BANK
TypeBank
AddressANNA, IL 62906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 17, 2023
Interest
Rate5.25%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IL
Recording DateFeb 24, 2023
Property Address1395 VINES RD, COBDEN, IL 62920
Document Number02023R0292
Instrument DateFeb 23, 2023
Instrument2023R0292
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address925 WILTSHIRE AVE, SAN ANTONIO, TX 78209-2850

Mortgage

Document Number02023R0293
DateFeb 24, 2023
Instrument2023R0293
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2038

August 2022: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionUNION IL
Recording DateAug 18, 2022
Property Address1395 VINES RD, COBDEN, IL 62920
Document Number02022R1516
Instrument DateAug 17, 2022
Instrument2022R1516
Transaction TypeTransfer
Record UpdatedSep 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$77.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 VINES RD, COBDEN, IL 62920

Mortgage

Document Number02022R1517
DateAug 18, 2022
Instrument2022R1517
Lender
NameANNA STATE BANK
TypeBank
AddressANNA, IL 62906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 17, 2042

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyUnion County
Unified School DistrictCobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,359.00 (+58.75%)$47,070 (+28.45%) Land $9,100 Building $37,970$141,210 Land $27,300 Building $113,910
2022$1,486.00 Homeowner's exemption Senior Citizen's exemption$36,645 Land $6,093 Building $30,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Frontier
DSL
115 / 7

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