1345 Vines Rd, Cobden, IL 62920 Property Records

Union County property record for 1345 Vines Rd, Cobden, IL 62920

Property Summary

Property TypeSingle Family Home
Lot Size9.5 acres (413,820 sqft)
Owner2 Individual Names on Record
Last Sale$186,666 (Aug 2020)
Tax Bill$5,414 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-32-02-833

Property Details

APN / Parcel Number

Primary APN04-32-02-833
Alternative APN
  • 04-32-200-011

Exterior

Lot Area413,820 sqft (9.5 acres)

Location & Zoning

Street Address1345 VINES RD
CityCOBDEN
StateIL
Zip62920-3679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS32 T11 R1W PT SE NE PT NE SE N OF RD
Legal Range01W
Legal Township11
Legal Section32
JurisdictionUNION IL
Township / Civil DivisionCOBDEN DISTRICT 1
Census Block Group3
Census Block3016
Census Tract950100

Owner

Source: Union County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1345 VINES RD, COBDEN, IL 62920-3679
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
PEOPLES NATIONAL BANK NA
Jun 30, 2017Warranty Deed, Transfer · Conventional Mortgage
THE FIRST BANK & TRUST CO OF MURPHY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Prior SaleJun 30, 2017 · Amount on Record
Deed Document Number20201363
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IL
Recording DateAug 3, 2020
Property Address1345 VINES RD, COBDEN, IL 62920-3679
Document Number02020R1363
Instrument DateAug 3, 2020
Instrument2020R1363
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1345 VINES RD, COBDEN, IL 62920-3679

Mortgage

Document Number02020R1364
DateAug 3, 2020
Instrument2020R1364
Lender
NamePEOPLES NATIONAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION IL
Recording DateJun 30, 2017
Property Address1345 VINES RD, COBDEN, IL 62920-3679
Document Number02017R1133
Instrument DateJun 30, 2017
Instrument2017R1133
Transaction TypeTransfer
Record UpdatedAug 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1345 VINES RD, COBDEN, IL 62920-3679

Mortgage

Document Number02017R1134
DateJun 30, 2017
Instrument2017R1134
Lender
NameTHE FIRST BANK & TRUST CO OF MURPHY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyUnion County
Unified School DistrictCobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,414.00 (+8.89%)$114,040 (+24.28%) Land $6,720 Building $107,320$342,120 (+24.28%) Land $20,160 Building $321,960
2022$4,972.00 Homeowner's exemption$91,763 Land $5,407 Building $86,356$275,289 Land $16,221 Building $259,068

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Frontier
DSL
115 / 7

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