Seminole County property record for 1395 Stellar Dr, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,580 sqft · built 2007 |
| Lot Size | 0.232 acres (10,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $436,000 (May 2018) |
| Tax Bill | $6,356 (2025) |
| Deeds & Mortgages | May 2018 Sale & Mortgage Nov 2017 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-508-0000-0270 |
| Primary APN | 03-21-31-508-0000-0270 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,580 sqft Living Area |
| 1st Floor Area | 3,054 sqft |
| 2nd Floor Area | 526 sqft |
| Upper Floors Area | 526 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,145 sqft |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 331 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1395 STELLAR DR |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-9684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | PRESERVE AT BLACK HAMMOCK REPLAT |
| Legal Tract | 508 |
| Legal Lot Number | 27 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21311 |
1395 Stellar Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1395 STELLAR DR, OVIEDO, FL 32765-9684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Nov 16, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Jun 26, 2017 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 7, 2018 · Amount on File |
| Deed Sale | May 7, 2018 · Amount on File |
| Prior Sale | Jun 26, 2017 · Amount on File |
| Deed Document Number | 2018049541 |
| Deed Book / Page | 09123 / 1373 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 7, 2018 |
| Property Address | 1395 STELLAR DR, OVIEDO, FL 32765-9684 |
| Document Number | 0091231373 |
| Book / Page | 09123 / 1373 |
| Map Reference | MB72 PG73-78 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 2018049541 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,052.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 621357105, GREENVILLE, SC 29601 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 621357, OVIEDO, FL 32762-1357 |
| Document Number | 2018049542 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018049542 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 16, 2017 |
| Property Address | 1395 STELLAR DR, OVIEDO, FL 32765-9684 |
| Document Number | 0090241900 |
| Book / Page | 009024 / 001900 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 115932 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 DELAWARE AVE #11TH WILMINGTON DE 198011490, 11TH, WILMINGTON, DE 19801-1490 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 26, 2017 |
| Property Address | 1395 STELLAR DR, OVIEDO, FL 32765-9684 |
| Document Number | 0089401920 |
| Book / Page | 008940 / 001920 |
| Instrument Date | May 18, 2017 |
| Instrument | 64473 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,249.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 500 DELAWARE AVE #11TH WILMINGTON DE 198011490, 11TH, WILMINGTON, DE 19801-1490 |
The 2025 property tax bill for 1395 Stellar Dr was $6,356 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,356.00 Homeowner's exemption | $409,638 | $642,205 Land $130,000 Building $512,205 |
| 2023 | $5,521.00 (+2.68%) Homeowner's exemption | $386,498 (+3%) | $583,569 (+16.59%) Land $120,000 Building $463,569 |
| 2022 | $5,377.00 Homeowner's exemption | $375,241 | $500,538 Land $110,000 Building $390,538 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1395 Stellar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1395 Stellar Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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