1370 Stellar Dr, Oviedo, FL 32765 Property Records

Seminole County property record for 1370 Stellar Dr, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,743 sqft · built 2011
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on Record
Last Sale	$366,800 (Apr 2011)
Tax Bill	$5,920 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-21-31-508-0000-0710`

Property Details

APN / Parcel Number

Primary APN	`03-21-31-508-0000-0710`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,743 sqft Living Area
1st Floor Area	3,057 sqft
2nd Floor Area	686 sqft
Upper Floors Area	686 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,250 sqft
Garage Area	617 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	452 sqft
Patio Area	474 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	1370 STELLAR DR
City	OVIEDO
State	FL
Zip	32765-9689
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 PRESERVE AT BLACK HAMMOCK REPLAT PB 72 PGS 73 - 78
Legal Range	31E
Legal Township	21S
Legal Section	03
Legal Subdivision	PRESERVE AT BLACK HAMMOCK REPLAT
Legal Tract	508
Legal Lot Number	71
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1010
Census Tract	21311

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1370 STELLAR DR, OVIEDO, FL 32765-9689
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2011 · Amount on Record
Deed Sale	Apr 25, 2011 · Amount on Record
Prior Sale	Nov 22, 2010 · Amount on Record
Deed Document Number	2011043073
Deed Book / Page	07560 / 1886
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1370 STELLAR DR, OVIEDO, FL 32765-9689
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 STELLAR DR, OVIEDO, FL 32765-9689

Mortgage

Document Number	0097251834
Date	Oct 6, 2020
Book Page	9725/1834
Instrument	2020112777

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,920.00 (+15.13%) Homeowner's exemption	$384,378 (+5.99%)	$695,914 (+9.78%) Land $130,000 Building $565,914
2023	$5,142.00 (+2.72%) Homeowner's exemption	$362,665 (+3%)	$633,939 (+15.86%) Land $120,000 Building $513,939
2022	$5,006.00 Homeowner's exemption	$352,102	$547,180 Land $110,000 Building $437,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	20 (2001–2024)
Claims Outside the SFHA	15 of 20
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20