1395 Morningside Dr, Naples, FL 34103 Property Records

Collier County property record for 1395 Morningside Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,375 sqft · built 1968
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$682,000 (Dec 2025)
Tax Bill	$7,174 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`494800 154A15`

Property Details

APN / Parcel Number

Primary APN	`494800 154A15`
Alternative APNs	`60631400006115400154` `60631400006`

Interior

Stories	1 Story
Building Area	1,375 sqft Living Area
1st Floor Area	1,375 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	264 sqft
Deck Area	230 sqft

Location & Zoning

Street Address	1395 MORNINGSIDE DR
City	NAPLES
State	FL
Zip	34103-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	MORNINGSIDE E 85.57FT LOT 15 OR 1120 PG 2193
Legal Range	25
Legal Township	49
Legal Section	15
Legal Subdivision	MORNINGSIDE
Legal Tract	494800
Legal Block	1
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1395 MORNINGSIDE DR, NAPLES, FL 34103-3314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Nov 15, 2024 · Amount on Record
Deed Document Number	20256757440
Deed Book / Page	6530 / 1818
Prior Transfer Date	Sep 2, 2024
Prior Transfer Doc	0064142359
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 1, 2025
Property Address	1395 MORNINGSIDE DR, NAPLES, FL 34103-3314
Document Number	0065301818
Book / Page	6530 / 1818
Map Reference	MB 3 PG 26
Instrument Date	Nov 24, 2025
Instrument	6757440
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$4,774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5850 SHIRLEY ST STE 101, 101, NAPLES, FL 34109-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 MORNINGSIDE DR, NAPLES, FL 34103-3314

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1395 MORNINGSIDE DR, NAPLES, FL 34103-3314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAPLES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057391204
Date	Mar 13, 2020
Book Page	5739/1204
Instrument	5842613

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,174 (-13.62%) Land $391,043 Building $237,131	$628,174 (-13.62%) Land $391,043 Building $237,131
2025	$7,174.00 (+176.88%)	$727,233 (+164.85%) Land $530,465 Building $196,768	$727,233 (+12.61%) Land $530,465 Building $196,768
2024	$2,591.00 (+1.21%)
2023	$2,560.00 (-1.84%) Homeowner's exemption	$274,583 (+3%)	$645,823 (+30.44%) Land $523,485 Building $122,338
2022	$2,608.00 Homeowner's exemption	$266,585	$495,124 Land $366,440 Building $128,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 169 condo units
Nearby Flood Claims	66 (2013–2022)
Claims Outside the SFHA	22 of 66
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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