1395 Cooley Approach St, White Lake, MI 48386 Property Records

Oakland County property record for 1395 Cooley Approach St, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1927
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Apr 2021)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-476-039`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-476-039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	121 ft deep x 35 ft wide
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1395 COOLEY APPROACH ST
City	WHITE LAKE
State	MI
Zip	48386-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 35 NEEDELS SIX LAKES SUB NUMBER ONE LOT 23 & S 20 FT OF LOT 24 BLK 1
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	NEEDELS SIX LAKES SUB
Legal Block	1
Legal Lot Number	23-24
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4021
Census Tract	130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1395 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jun 17, 2010 · Amount on Record
Deed Document Number	2021110411
Deed Book / Page	56132 / 208
Prior Transfer Date	Jun 30, 1997
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 23, 2021
Property Address	1395 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4039
Document Number	0000110411
Book / Page	56132 / 208
Map Reference	LB 30 PG 19
Instrument Date	Apr 16, 2021
Instrument	110411
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,307.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1395 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1395 COOLEY APPROACH ST, FARMINGTN HLS, MI 48336
Investor	Possibly a Property Investor

Mortgage

Document Number	0056132150
Date	Apr 23, 2021
Instrument	56132/150

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (-42.4%) Homeowner's exemption	$80,990 (+7.44%)	$161,980 (+7.44%)
2024	$2,580.00 (+126.12%)
2023		$75,380	$150,760
2021	$1,141.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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