1385 Cooley Approach St, White Lake, MI 48386 Property Records

Oakland County property record for 1385 Cooley Approach St, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,433 sqft · built 1930
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Jan 2022)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Y-12-35-477-006`

Property Details

APN / Parcel Number

Primary APN	`Y-12-35-477-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,437 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	79.9 ft deep x 80 ft wide
Garage Area	865 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	84 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1385 COOLEY APPROACH ST
City	WHITE LAKE
State	MI
Zip	48386-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T3N, R8E, SEC 35 NEEDELS SIX LAKES SUB NUMBER ONE LOTS 2 & 3 BLK 2
Legal Range	08E
Legal Township	03N
Legal Section	35
Legal Subdivision	NEEDELS SIX LAKES SUB
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	4
Census Block	4020
Census Tract	130700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1385 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	2022299275
Deed Book / Page	57323 / 665
Prior Transfer Date	Jul 2, 2007
Prior Transfer Doc	0000155518
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 20, 2022
Property Address	1385 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4037
Document Number	0000299275
Book / Page	57323 / 665
Map Reference	LB 30 PG 19
Instrument Date	Dec 17, 2021
Instrument	299275
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1385 COOLEY APPROACH ST, 1385, WHITE LAKE, MI 48386-4037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1385 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4037

Mortgage

Document Number	0057323668
Date	Jan 20, 2022
Instrument	57323/668

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1385 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4037
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	TITLE ONE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 COOLEY APPROACH ST, WHITE LAKE, MI 48386-4037

Mortgage

Document Number	0000023318
Date	Jan 28, 2021
Book Page	55587/779
Instrument	23318

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,438.00 (-45.32%) Homeowner's exemption	$144,860 (+16.32%)	$289,720 (+16.32%)
2024	$4,459.00 (+103.14%)
2023		$124,540	$249,080
2021	$2,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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