13948 Sam O Reno Rd, Poway, CA 92064 Property Records

San Diego County property record for 13948 Sam O Reno Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1970
Lot Size	0.338 acres (14,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (May 1994)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-202-50-00`

Property Details

APN / Parcel Number

Primary APN	`323-202-50-00`
Alternative APN	`3233201400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,204 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Lot Area	14,700 sqft (0.338 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	3233201400
Street Address	13948 SAM O RENO RD
City	POWAY
State	CA
Zip	92064-4836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 71 TR 006312
Legal Subdivision	RANCHO POWAY
Legal Tract	006312
Legal Block	2
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13948 SAM O RENO RD, POWAY, CA 92064-4836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Jul 25, 2017	Deed of Trust, Mortgage MISSION FCU
Aug 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1994 · Amount on Record
Deed Sale	May 26, 1994 · Amount on Record
Prior Sale	Jun 25, 1993 · Amount on Record
Deed Document Number	1994347847
Last Transfer Date	Aug 13, 2019
Transfer Doc	0000354144
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13948 SAM O RENO RD, POWAY, CA 92064-4836
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13948 SAM O RENO RD, POWAY, CA 92064-4836

Mortgage

Document Number	0000021624
Date	Jan 14, 2022
Instrument	2022-0021624

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13948 SAM O RENO RD, POWAY, CA 92064-4836
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333232
Date	Jul 25, 2017
Instrument	2017-0333232

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jul 31, 2032

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2019
Property Address	13948 SAM O RENO RD, POWAY, CA 92064-4836
Document Number	0000354144
Instrument Date	Aug 13, 2019
Instrument	354144
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13948 SAM O RENO RD POWAY CA 920644836, POWAY, CA 92064-4836

Mortgage

Document Number	354145
Date	Aug 21, 2019
Instrument	354145

Lender

Name	AMERICAN FIRST CU
Address	BREA, CA 92821-6322

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,292 (+2%) Land $160,494 Building $149,798
2025	$3,456.00 (+4.95%) Homeowner's exemption	$304,209 (+4.04%) Land $157,348 Building $146,861
2023	$3,293.00 (+1.73%) Homeowner's exemption	$292,398 Land $151,239 Building $141,159
2022	$3,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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