13917 Sam O Reno Rd, Poway, CA 92064 Property Records

San Diego County property record for 13917 Sam O Reno Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,747 sqft · built 1970
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 2016)
Tax Bill	$8,207 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-202-40-00`

Property Details

APN / Parcel Number

Primary APN	`323-202-40-00`
Alternative APN	`3233200400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,747 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,800 sqft (0.133 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3233200400
Street Address	13917 SAM O RENO RD
City	POWAY
State	CA
Zip	92064-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 61 TR 006312
Legal Subdivision	RANCHO POWAY
Legal Tract	006312
Legal Block	2
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17009

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13917 SAM O RENO RD, POWAY, CA 92064-4835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	Mar 30, 1990 · Amount on Record
Deed Document Number	2016709495
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	13917 SAM O RENO RD, POWAY, CA 92064-4835
Document Number	0000137178
Instrument Date	Apr 28, 2026
Instrument	2026137178
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	13917 SAM O RENO RD, POWAY, CA 92064-4835

Mortgage

Document Number	0000137178,
Date	May 13, 2026
Instrument	2026137178

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13917 SAM O RENO RD, POWAY, CA 92064-4835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112013
Date	Mar 22, 2018
Instrument	2018-0112013

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13917 SAM O RENO RD, POWAY, CA 92064-4835
Document Number	0000262619
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139717 SAM RENO RD POWAY CA 92064, POWAY, CA 92064

Mortgage

Document Number	0000262619
Date	May 22, 2020
Instrument	262619

Lender

Name	USAA
Address	SAN ANTONIO, TX 78285-0844

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13917 SAM O RENO RD, POWAY, CA 92064-4835
Document Number	0000286152
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13917 SAM O RENO RD POWAY CA 920644835, POWAY, CA 92064-4835

Mortgage

Document Number	0000286152
Date	Jul 17, 2019
Instrument	286152

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,864 (+2%) Land $350,044 Building $389,820
2025	$8,207.00 (+2.7%) Homeowner's exemption	$725,358 (+4.04%) Land $343,181 Building $382,177
2024	$7,991.00 (+2.17%)
2023	$7,821.00 (+1.69%) Homeowner's exemption	$697,193 Land $329,855 Building $367,338
2022	$7,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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