1394 Ridgemont Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 1394 Ridgemont Ct, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1989
Lot Size	0.173 acres (7,548 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Aug 1994)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-451-57-00`

Property Details

APN / Parcel Number

Primary APN	`161-451-57-00`
Alternative APN	`1614510200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,569 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,548 sqft (0.173 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1614510200
Street Address	1394 RIDGEMONT CT
City	OCEANSIDE
State	CA
Zip	92056-6623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 422 LOT B PER DOC87-573783 IN LOT 421&IN TR 009356
Legal Subdivision	GUAJOME PARK ESTATES
Legal Tract	009356
Legal Block	3
Legal Lot Number	421-4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19301

Owner

Source: San Diego County records · APN 161-451-57-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1394 RIDGEMONT CT, OCEANSIDE, CA 92056-6623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 1994 · Amount on Record
Deed Sale	Aug 10, 1994 · Amount on Record
Prior Sale	Oct 14, 1988 · Amount on Record
Deed Document Number	1994485734
Last Transfer Date	Nov 03, 2010
Transfer Doc	0000224686
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1394 RIDGEMONT CT, OCEANSIDE, CA 92056-6623
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1394 RIDGEMONT CT, OCEANSIDE, CA 92056-6623

Mortgage

Document Number	0000742110
Date	Oct 26, 2021
Instrument	2021-0742110

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$283,603 (+2%) Land $85,646 Building $197,957
2025	$3,114.00 (+8.73%) Homeowner's exemption	$278,043 (+4.04%) Land $83,967 Building $194,076
2023	$2,864.00 (+0.32%) Homeowner's exemption	$267,248 Land $80,707 Building $186,541
2022	$2,855.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.