San Diego County property record for 1382 Ridgemont Ct, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,952 sqft · built 1989 |
| Lot Size | 0.195 acres (8,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Aug 1999) |
| Tax Bill | $4,357 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-451-05-00 |
| Primary APN | 161-451-05-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,952 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 8,511 sqft (0.195 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1382 RIDGEMONT CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 425 TR 009356 |
| Legal Subdivision | GUAJOME PARK ESTATES |
| Legal Tract | 009356 |
| Legal Block | 3 |
| Legal Lot Number | 425 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 19301 |
Source: San Diego County records · APN 161-451-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1382 RIDGEMONT CT, OCEANSIDE, CA 92056-6623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Oct 14, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 1999 · Amount on Record |
| Deed Sale | Aug 11, 1999 · Amount on Record |
| Prior Sale | Jan 29, 1996 · Amount on Record |
| Deed Document Number | 1999555493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1382 RIDGEMONT CT, OCEANSIDE, CA 92056-6623 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 GLADDEN RD, ANNAPOLIS, MD 21401-1109 |
| Document Number | 0000452115 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022-0452115 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | Jun 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1382 RIDGEMONT CT, OCEANSIDE, CA 92056-6623 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 1382 RIDGEMONT CT, OCEANSIDE, CA 92056-6623 |
| Document Number | 0000717192 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-0717192 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1382 RIDGEMONT CT, OCEANSIDE, CA 92056-6623 |
| Document Number | 0000048413 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1382 RIDGEMONT CT OCEANSIDE CA 920566623, OCEANSIDE, CA 92056-6623 |
| Document Number | 0000048413 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 48413 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 30, 2027 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $395,916 (+2%) Land $153,624 Building $242,292 | |
| 2025 | $4,357.00 (+8.71%) Homeowner's exemption | $388,154 (+4.04%) Land $150,612 Building $237,542 |
| 2023 | $4,008.00 (+0.3%) Homeowner's exemption | $373,083 Land $144,764 Building $228,319 |
| 2022 | $3,996.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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