Merced County property record for 1289 E North Bear Creek Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,214 sqft · built 1957 |
| Lot Size | 0.88 acres (38,343 sqft) |
| Owner | Trust Name on File |
| Last Sale | $630,000 (Aug 2016) |
| Tax Bill | $8,277 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-221-015-000 |
| Primary APN | 007-221-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,214 sqft Living Area |
| Gross Area | 4,634 sqft |
| 1st Floor Area | 4,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 38,343 sqft (0.88 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 283 sqft |
| Patio Area | 1,928 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 007-221-015 |
|---|---|
| Street Address | 1289 E NORTH BEAR CREEK DR |
| City | MERCED |
| State | CA |
| Zip | 95340-2533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HARRIS AC LOT 1 |
| Legal Subdivision | HARRIS AC |
| Legal Lot Number | 1 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1200 |
1289 E North Bear Creek Dr is owner-occupied and held in a trust since June 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1289 E NORTH BEAR CREEK DR, MERCED, CA 95340-2533 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Intrafamily Transfer, Transfer |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 201626084 |
| Last Transfer Date | Jun 3, 2022 |
| Transfer Doc | 0000022698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 14, 2022 |
| Property Address | 1289 E NORTH BEAR CREEK DR, MERCED, CA 95340-2533 |
| Document Number | 0000022698 |
| Map Reference | VOL 13 PG 33 |
| Instrument Date | Jun 3, 2022 |
| Instrument | 2022022698 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1289 E NORTH BEAR CREEK DR, MERCED, CA 95340-2533 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1289 E NORTH BEAR CREEK DR, MERCED, CA 95340-2533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016499 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020016499 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1289 E North Bear Creek Dr was $8,277 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $765,269 (+2%) Land $88,781 Building $676,488 | |
| 2025 | $8,277.00 Homeowner's exemption | $750,265 Land $87,041 Building $663,224 |
| 2023 | $7,715.00 (+3.98%) Homeowner's exemption | $721,133 Land $83,662 Building $637,471 |
| 2022 | $7,420.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1289 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1289 E North Bear Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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