13929 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 13929 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1963
Lot Size	0.611 acres (26,615 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2021)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-25-3014-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-25-3014-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,615 sqft (0.611 acres)
Lot Dimensions	266 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	50 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13929 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	E 100 FT OF W 433.17 FT OF NW 1/4 OF SW 1/4 LYING N OF OPEN DITCH 0.61 ACRE SEC 25 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	25
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3002
Census Tract	12100

Owner

13929 Gratiot Rd is owned and occupied by an individual who bought it in August 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	13929 GRATIOT RD, HEMLOCK, MI 48626-9415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED FINANCIAL CU
Dec 14, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Dec 14, 2018 · Amount on File
Deed Document Number	202126615
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 11, 2021
Property Address	13929 GRATIOT RD, HEMLOCK, MI 48626-9415
Document Number	2021026615
Instrument Date	Jun 4, 2021
Instrument	2021026615
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5833 OAKVIEW LN, 5833, PUNTA GORDA, FL 33950-8430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13929 GRATIOT RD, HEMLOCK, MI 48626-9415

Mortgage

Document Number	2021026616
Date	Aug 11, 2021
Instrument	2021026616

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 14, 2018
Property Address	13929 GRATIOT RD, HEMLOCK, MI 48626-9415
Document Number	0000031201
Instrument Date	Dec 12, 2018
Instrument	31201
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$90.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 US BANK PLAZA 200 S SIXTH S MINNEAPOLIS MN 55402, MINNEAPOLIS, MN 55402

Tax Assessment & Valuation

The 2025 property tax bill for 13929 Gratiot Rd was $1,985 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,300	$140,600
2025	$1,985.00 Homeowner's exemption
2023		$46,900	$93,800
2022	$1,675.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13929 Gratiot Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13929 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gratiot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures