Saginaw County property record for 13909 Gratiot Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,404 sqft · built 1960 |
| Lot Size | 0.622 acres (27,094 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,045 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-25-3015-000 |
| Primary APN | 22-12-2-25-3015-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,094 sqft (0.622 acres) |
| Lot Dimensions | 271 ft deep x 100 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 449 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13909 GRATIOT RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | COM AT A PT 433.22 FT E FROM W 1/4 POST OF SEC TH E 100.05 FT TH S 271.35 FT TO C/L OF OPEN DITCH TH W 100 FT TH N 268.42 FT |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13909 GRATIOT RD, HEMLOCK, MI 48626-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2007 |
| Deed Sale | Jul 20, 2007 |
| Prior Sale | Feb 26, 2004 |
| Deed Book / Page | 2451 / 1367 |
| Prior Transfer Date | Nov 20, 2003 |
| Prior Transfer Doc | 0007187754 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,000 (+23.63%) | $158,000 (+23.63%) | |
| 2025 | $2,045.00 (+18.55%) Homeowner's exemption | ||
| 2023 | $63,900 | $127,800 | |
| 2022 | $1,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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