13924 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13924 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,037 sqft · built 2017
Lot Size	0.238 acres (10,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,039,000 (Aug 2025)
Tax Bill	$12,614 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-1960-00-610`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-1960-00-610`
Alternative APNs	`272234196000610` `128886` `129670` `131053`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,037 sqft Living Area
Gross Area	5,827 sqft
1st Floor Area	2,604 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,384 sqft (0.238 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	380 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13924 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 1 85/13 LOT 61
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	CYPRESS RESERVE PH 1
Legal Phase	1
Legal Tract	1960
Legal Lot Number	61
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3017
Census Tract	17116

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11777 PRESERVATION LN, BOCA RATON, FL 33498-6231
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
May 8, 2023	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Oct 28, 2020	Warranty Deed, Transfer · Conventional with PMI CERTIFIED MTG PLANNERS
Apr 14, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Jan 10, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Mar 27, 2024 · Amount on Record
Deed Document Number	2025492283
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 27, 2024
Property Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000176794
Map Reference	MB 85 PG 13-19
Instrument Date	Mar 22, 2024
Instrument	20240176794
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 BLARNEY ST, MINNEOLA, FL 34715-7637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000176795
Date	Mar 27, 2024
Instrument	20240176795

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000257851
Date	May 8, 2023
Instrument	20230257851

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 28, 2020
Property Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000564037
Instrument Date	Oct 23, 2020
Instrument	564037
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,129.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13924 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	564038
Date	Oct 28, 2020
Instrument	564038

Lender

Name	CERTIFIED MTG PLANNERS
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000250191
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13924 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000250191
Date	Apr 27, 2018
Instrument	250191

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 10, 2018
Property Address	13924 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000021238
Instrument Date	Jan 8, 2018
Instrument	21238
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13924 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$773,630 (-0.07%) Land $125,000 Building $648,630	$773,630 (-0.07%) Land $125,000 Building $648,630
2025	$12,614.00 (+15.25%) Homeowner's exemption	$774,150 (+9.83%) Land $115,000 Building $659,150	$774,150 (+7.02%) Land $115,000 Building $659,150
2024	$10,945.00 (+3.47%)
2023	$10,578.00 (+17.04%) Homeowner's exemption	$704,830 (+12.2%)	$723,369 (+15.15%) Land $100,000 Building $623,369
2022	$9,038.00 Homeowner's exemption	$628,211 Land $100,000 Building $528,211	$628,211 Land $100,000 Building $528,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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