13912 Jomatt Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 13912 Jomatt Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,619 sqft · built 2015
Lot Size	0.253 acres (11,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$663,000 (May 2021)
Tax Bill	$7,658 (2025)
Deeds & Mortgages	May 2021 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-22-27-1960-00-630`

Property Details

APN / Parcel Number

Primary APN	`34-22-27-1960-00-630`
Alternative APNs	`272234196000630` `128888` `129673` `131056`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,619 sqft Living Area
Gross Area	5,652 sqft
1st Floor Area	2,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,019 sqft (0.253 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13912 JOMATT LOOP
City	WINTER GARDEN
State	FL
Zip	34787-0069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CYPRESS RESERVE PHASE 1 85/13 LOT 63
Legal Range	27E
Legal Township	22S
Legal Section	34
Legal Subdivision	CYPRESS RESERVE PH 1
Legal Phase	1
Legal Tract	1960
Legal Lot Number	63
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3017
Census Tract	17116

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jun 24, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jul 9, 2018	Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	2021311545
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2021
Property Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	20210311545
Map Reference	MB 85 PG 13
Instrument Date	May 14, 2021
Instrument	20210311545
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,641.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7233 DELLA DR UNIT 2234, 7233, ORLANDO, FL 32819-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000502445
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13912 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000502445
Date	Sep 28, 2020
Instrument	502445

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000409642
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13912 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000409642
Date	Jul 3, 2019
Instrument	409642

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13912 JOMATT LOOP, WINTER GARDEN, FL 34787-0069
Document Number	0000423018
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13912 JOMATT LOOP WINTER GARDEN FL 347870069, WINTER GARDEN, FL 34787-0069

Mortgage

Document Number	0000423018
Date	Jul 18, 2018
Instrument	423018

Lender

Name	USAA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,344 (+2.7%)	$671,320 (-1.23%) Land $115,000 Building $556,320
2025	$7,658.00 (+5.21%) Homeowner's exemption	$510,559 (+5.99%)	$679,700 (+5.07%) Land $115,000 Building $564,700
2024	$7,279.00 (+3.56%)
2023	$7,029.00 (+2.9%) Homeowner's exemption	$481,718 (+3%)	$646,901 (+15.71%) Land $100,000 Building $546,901
2022	$6,831.00 Homeowner's exemption	$467,687	$559,079 Land $100,000 Building $459,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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