13923 Desert Trace Ct, Houston, TX 77044 Property Records

Harris County property record for 13923 Desert Trace Ct, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,184 sqft · built 2009
Lot Size0.199 acres (8,675 sqft)
OwnerIndividual Name on File
Last Sale$347,359 (Aug 2026)
Tax Bill$7,897 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN128-879-002-0006

Property Details

APN / Parcel Number

Primary APN128-879-002-0006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,184 sqft Living Area
1st Floor Area3,184 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,675 sqft (0.199 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area458 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1288790020006
Street Address13923 DESERT TRACE CT
CityHOUSTON
StateTX
Zip77044-5781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 2 SUMMERWOOD SEC 26
Legal SubdivisionSUMMERWOOD SEC 26
Legal Block2
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group1
Census Block1006
Census Tract252003

Owner

13923 Desert Trace Ct is owned and occupied by an individual who bought it in August 2026.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address13923 DESERT TRACE CT, HOUSTON, TX 77044-5781
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed, Transfer · Conventional Mortgage
NFM LENDING
Jan 4, 2023Vendor's Lien, Transfer · FHA Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2026 · Amount on File
Deed SaleAug 17, 2026 · Amount on File
Prior SaleJan 4, 2023 · Amount on File
Deed Document Number2026332615
Prior Transfer DateSep 29, 2009
Prior Transfer Doc0000464741
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARRIS TX
Recording DateAug 17, 2026
Property Address13923 DESERT TRACE CT, HOUSTON, TX 77044-5781
Document Number0000332615
Instrument DateAug 14, 2026
Instrument2026332615
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyTEXAS AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13923 DESERT TRACE CT, HOUSTON, TX 77044-5781

Mortgage

Document Number0000332616,
DateAug 17, 2026
Instrument2026332616
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateJan 4, 2023
Property Address13923 DESERT TRACE CT, HOUSTON, TX 77044-5781
Document Number0000003747
Map ReferenceDOC 20060186192
Instrument DateDec 30, 2022
Instrument2023-003747
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13923 DESERT TRACE CT, HOUSTON, TX 77044-5781
InvestorPossibly a Property Investor

Mortgage

Document Number0000003748
DateJan 4, 2023
Instrument2023-003748
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13923 Desert Trace Ct was $7,897, up 224.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,894 (+8.01%) Land $71,675 Building $369,219$440,894 (+8.01%) Land $71,675 Building $369,219
2025$7,897.00 (+224.85%) Homeowner's exemption$408,191 (-1.64%) Land $71,675 Building $336,516$408,191 (-1.64%) Land $71,675 Building $336,516
2024$2,431.00 (+2.79%) Homeowner's exemption$415,000 (-7.53%) Land $71,675 Building $343,325$415,000 (-7.53%) Land $71,675 Building $343,325
2023$2,365.00 Homeowner's exemption$448,773 Land $53,756 Building $395,017$448,773 Land $53,756 Building $395,017
2022$2,365.00
2020$1,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13923 Desert Trace Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 134 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies134 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13923 Desert Trace Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 361
serves 3,705 people · EPA ID TX1013123
Water SourcePurchased groundwater from HARRIS COUNTY MUD 344
Last State InspectionSep 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20

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