13915 Desert Trace Ct, Houston, TX 77044 Property Records

Harris County property record for 13915 Desert Trace Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,340 sqft · built 2011
Lot Size	0.217 acres (9,440 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Jul 2011)
Tax Bill	$9,043 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-879-002-0004`

Property Details

APN / Parcel Number

Primary APN	`128-879-002-0004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,340 sqft Living Area
1st Floor Area	2,398 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	9,440 sqft (0.217 acres)
Garage Area	590 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1288790020004
Street Address	13915 DESERT TRACE CT
City	HOUSTON
State	TX
Zip	77044-5781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 2 SUMMERWOOD SEC 26
Legal Subdivision	SUMMERWOOD SEC 26
Legal Block	2
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1006
Census Tract	252003

Owner

13915 Desert Trace Ct is owned and occupied by two individuals who bought it in July 2011.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13915 DESERT TRACE CT, HOUSTON, TX 77044-5781
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2011 · Amount on File
Deed Sale	Jul 6, 2011 · Amount on File
Prior Sale	Jul 6, 2011
Deed Document Number	2011274672
Deed Book / Page	2494 / 134
Prior Transfer Date	Jun 29, 2011
Prior Transfer Doc	20110274672
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13915 DESERT TRACE CT, HOUSTON, TX 77044-5781
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412230
Date	Sep 3, 2020
Instrument	2020-412230

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 13915 Desert Trace Ct was $9,043 with a homeowner's exemption, up 251.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (+1.59%) Land $72,440 Building $392,560	$465,000 (+1.59%) Land $72,440 Building $392,560
2025	$9,043.00 (+251.59%) Homeowner's exemption	$457,720 Land $72,440 Building $385,280	$457,720 Land $72,440 Building $385,280
2024	$2,572.00
2023		$458,911 Land $54,330 Building $404,581	$458,911 Land $54,330 Building $404,581
2022	$2,222.00
2020	$1,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13915 Desert Trace Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13915 Desert Trace Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 361 serves 3,705 people · EPA ID TX1013123
Water Source	Purchased groundwater from HARRIS COUNTY MUD 344
Last State Inspection	Sep 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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