13921 FM 1287, Graham, TX 76450 Property Records

Stephens County property record for 13921 FM 1287, Graham, TX 76450

Property Summary

Property Type	General Agricultural/Rural
Details	2,000 sqft · built 2008
Lot Size	6.09 acres (265,280 sqft)
Owner	Individual Name on Record
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20062.000.001.04`

Property Details

APN / Parcel Number

Primary APN	`20062.000.001.04`
Alternative APNs	`R000044040` `R44040`

Interior

Building Area	2,000 sqft Total Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Lot Area	265,280 sqft (6.09 acres)
Porch	Porch
Porch Area	900 sqft

Location & Zoning

Account Number	20062.000.001.04
Street Address	13921 FM 1287
City	GRAHAM
State	TX
Zip	76450-5278
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ABSTRACT: 62
Legal Subdivision	TUE J FINLEY SURVEY ABSTRACT NO 62
Jurisdiction	STEPHENS TX
Township / Civil Division	BRECKENRIDGE NORTH
Census Block Group	3
Census Block	3001
Census Tract	950500

Owner

Source: Stephens County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	705 KENTUCKY ST, GRAHAM, TX 76450-3136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Apr 13, 2026	Special Warranty Deed, Transfer · Stand-Alone First Mortgage NCC CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2026
Deed Sale	Apr 13, 2026
Prior Sale	Aug 5, 2025
Deed Document Number	2026620
Deed Book / Page	2296 / 114
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS TX
Recording Date	Apr 13, 2026
Property Address	13921 FM 1287, GRAHAM, TX 76450-5278
Document Number	002295/117
Book / Page	2296 / 117
Instrument Date	Apr 13, 2026
Instrument	2026621
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13921 FM 1287, GRAHAM, TX 76450-5278

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS TX
Recording Date	Apr 13, 2026
Property Address	13921 FM 1287, GRAHAM, TX 76450-5278
Document Number	0000000620
Book / Page	2296 / 114
Instrument Date	Mar 30, 2026
Instrument	2026620
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 KENTUCKY ST, GRAHAM, TX 76450-3136

Mortgage

Document Number	0000000621,
Book Page	2296/117
Instrument	2026621

Lender

Name	NCC CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Stephens County
Unified School District	Breckenridge Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (+101.01%) Senior Citizen's exemption	$180,550 (-1.65%) Land $43,850 Building $136,700	$180,550 (-1.65%) Land $43,850 Building $136,700
2024	$1,483.00 (-41.96%)
2023		$183,580 Land $39,590 Building $143,990	$183,580 Land $39,590 Building $143,990
2022	$2,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 82% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	50 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 1287

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