1392 Clear Crest Cir, Vista, CA 92084 Property Records

San Diego County property record for 1392 Clear Crest Cir, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1989
Lot Size	0.239 acres (10,419 sqft)
Owner	Company Name on Record
Tax Bill	$4,046 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173-551-04-00`

Property Details

APN / Parcel Number

Primary APN	`173-551-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	10,419 sqft (0.239 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1392 CLEAR CREST CIR
City	VISTA
State	CA
Zip	92084-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 56 TR 012021
Legal Subdivision	VISTA 86-07
Legal Tract	012021
Legal Block	2
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19206

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 12, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015
Deed Sale	Jun 5, 2015
Prior Sale	Oct 31, 1988 · Amount on Record
Deed Document Number	2015289579
Prior Transfer Date	Oct 10, 2010
Prior Transfer Doc	0000547257
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247625
Date	May 15, 2020
Instrument	2020-0247625

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743

Mortgage

Document Number	0000555552
Date	Sep 21, 2020
Instrument	2020-0555552

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2020
Property Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Document Number	0000415342
Instrument Date	Jul 14, 2020
Instrument	415342
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1392 CLEAR CREST CIR VISTA CA 920843743, VISTA, CA 92084-3743
Investor	Possibly a Property Investor

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 12, 2020
Property Address	1392 CLEAR CREST CIR, VISTA, CA 92084-3743
Document Number	0000130115
Instrument Date	Mar 11, 2020
Instrument	130115
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 ELM ST RAMONA CA 920651904, RAMONA, CA 92065-1904

Mortgage

Document Number	130116
Date	Mar 12, 2020
Instrument	130116

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,902 (+2%) Land $105,070 Building $196,832
2025	$4,046.00 (+7.04%) Homeowner's exemption	$295,983 (+4.04%) Land $103,010 Building $192,973
2023	$3,780.00 (+0.24%) Homeowner's exemption	$284,492 Land $99,011 Building $185,481
2022	$3,771.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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