1391 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 1391 Reynolds Rd, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1977
Lot Size	5.42 acres (236,095 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jun 2019)
Tax Bill	$1,800 (2026)
Deeds & Mortgages	Oct 2021 Second Mortgage Aug 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079-E`

Property Details

APN / Parcel Number

Primary APN	`079-E`
Alternative APN	`8000419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	236,095 sqft (5.42 acres)
Terrain	Rolling
Porch	Porch
Porch Area	586 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8000419
Street Address	1391 REYNOLDS RD
City	CROSS JUNCTION
State	VA
Zip	22625-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SLEEPY CREEK FARMS LE 5.42 ACRES
Legal Subdivision	SLEEPY CREEK
Legal Lot Number	E
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1013
Census Tract	50300

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST BANK
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Jun 27, 2019	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Jun 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Jan 10, 2010 · Amount on Record
Deed Document Number	20196234
Prior Transfer Date	Jun 20, 2019
Prior Transfer Doc	0000006176
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017862
Date	Oct 22, 2021
Instrument	210017862

Lender

Name	FIRST BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2036

Interest

Rate Type	Fixed Rate
Rate	5.09%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013379
Date	Aug 10, 2021
Instrument	210013379

Lender

Name	HOME POINT FINANCIAL CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 27, 2019
Property Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728
Document Number	0000006234
Instrument Date	Jun 27, 2019
Instrument	190006234
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	OLD TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728

Mortgage

Document Number	0000006235
Date	Jun 27, 2019
Instrument	190006235

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 26, 2019
Property Address	1391 REYNOLDS RD, CROSS JUNCTION, VA 22625-1728
Document Number	0000006176
Instrument Date	Jun 20, 2019
Instrument	6176
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 COLLINSVILLE RD CROSS JUNCTION VA 226252319, CROSS JUNCTION, VA 22625-2319

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,800.00 (+10.36%)	$339,700 Land $95,100 Building $244,600	$339,700 Land $95,100 Building $244,600
2025	$1,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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