1312 Reynolds Rd, Cross Junction, VA 22625 Property Records

Frederick County property record for 1312 Reynolds Rd, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,188 sqft · built 2003
Lot Size	10.9 acres (478,724 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Sep 2018)
Tax Bill	$4,180 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07A-33H`

Property Details

APN / Parcel Number

Primary APN	`07A-33H`
Alternative APN	`8039139`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	4,188 sqft Living Area
Gross Area	10,044 sqft
1st Floor Area	2,792 sqft
Basement Area	2,792 sqft
Finished Basement	2,792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	478,724 sqft (10.9 acres)
Terrain	Rolling
Porch	Porch
Porch Area	472 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8039139
Street Address	1312 REYNOLDS RD
City	CROSS JUNCTION
State	VA
Zip	22625-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	REYNOLDS WOODS L8 10.99 ACRES
Legal Subdivision	REYNOLDS WOODS
Legal Lot Number	8
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	1
Census Block	1019
Census Tract	50300

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1312 REYNOLDS RD, CROSS JUNCTION, VA 22625-1727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Sep 21, 2018	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jun 28, 2000 · Amount on Record
Deed Document Number	20189335
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1312 REYNOLDS RD, CROSS JUNCTION, VA 22625-1727
Document Number	0000005214
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 REYNOLDS RD CROSS JUNCTION VA 226251727, CROSS JUNCTION, VA 22625-1727

Mortgage

Document Number	0000005214
Date	May 4, 2020
Instrument	5214

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 21, 2018
Property Address	1312 REYNOLDS RD, CROSS JUNCTION, VA 22625-1727
Document Number	0000009335
Instrument Date	Sep 20, 2018
Instrument	9335
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1312 REYNOLDS RD CROSS JUNCTION VA 226251727, CROSS JUNCTION, VA 22625-1727

Mortgage

Document Number	9338
Date	Sep 21, 2018
Instrument	9338

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,180.00 (+10.44%)	$788,600 Land $118,000 Building $670,600	$788,600 Land $118,000 Building $670,600
2025	$3,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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