1391 Nancy St, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1391 Nancy St, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,224 sqft · built 1955
Lot Size	0.288 acres (12,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2022)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-749-04213500`

Property Details

APN / Parcel Number

Primary APN	`01-749-04213500`
Alternative APNs	`174904213500` `74904213500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,563 sqft (0.288 acres)
Deck Area	336 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	74904213500
Street Address	1391 NANCY ST
City	EDGEWATER
State	MD
Zip	21037-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 30TO33 BK13 SC B SHOREHAM BEACH
Legal Subdivision	SHOREHAM BEACH
Legal Block	13
Legal Lot Number	30
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1391 NANCY ST, EDGEWATER, MD 21037-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Deed Book / Page	38335 / 258
Record Updated	Oct 29, 2026

February 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 8, 2022
Property Address	1391 NANCY ST, EDGEWATER, MD 21037-4420
Document Number	0383350258
Book / Page	38335 / 258
Map Reference	MB 10 FO 37
Instrument Date	Oct 8, 2021
Transaction Type	Construction Loan
Record Updated	Feb 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6310 BELLONA AVE, 6310, BALTIMORE, MD 21212-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6310 BELLONA AVE, BALTIMORE, MD 21212-2202

Mortgage

Document Number	0038335262
Date	Feb 8, 2022
Instrument	38335/262

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,900 (+29.17%) Land $279,900 Building $131,000	$410,900 (+29.17%) Land $279,900 Building $131,000
2025	$5,462.00 (+57.27%)
2023	$3,473.00	$318,100 Land $214,200 Building $103,900	$318,100 Land $214,200 Building $103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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