1423 Nancy St, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1423 Nancy St, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,254 sqft · built 1940
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$444,900 (Jan 2023)
Tax Bill	$5,213 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-749-02774800`

Property Details

APN / Parcel Number

Primary APN	`01-749-02774800`
Alternative APNs	`1-749-02774800` `74902774800`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	74902774800
Street Address	1423 NANCY ST
City	EDGEWATER
State	MD
Zip	21037-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 44TO46 BK13 SC B SHOREHAM BEACH
Legal Subdivision	SHOREHAM BEACH
Legal Block	13
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1015
Census Tract	701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 20, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP
May 8, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jul 27, 2018	Grant Deed, Transfer · VA Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jul 27, 2018 · Amount on Record
Deed Book / Page	39407 / 254
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2026
Property Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Document Number	4231000496
Book / Page	42312 / 496
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	IN TITLE, FIN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1423 NANCY ST, EDGEWATER, MD 21037-4450

Mortgage

Document Number	4231000496,
Date	May 4, 2026
Book Page	42312/496

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 20, 2023
Property Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Document Number	0394070254
Book / Page	39407 / 254
Map Reference	MB 10 PG 37
Instrument Date	Nov 29, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,224.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1423 NANCY ST, EDGEWATER, MD 21037-4450

Mortgage

Document Number	0039407259
Date	Jan 20, 2023
Instrument	39407/259

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 NANCY ST, EDGEWATER, MD 21037-4450

Mortgage

Document Number	0353990181
Date	Oct 13, 2020
Book Page	35399/181

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331150465
Date	May 8, 2019
Book Page	33115/465

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 27, 2018
Property Address	1423 NANCY ST, EDGEWATER, MD 21037-4450
Document Number	0323420166
Book / Page	032342 / 000166
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1423 NANCY ST EDGEWATER MD 210374450, EDGEWATER, MD 21037-4450

Mortgage

Document Number	323420171
Date	Jul 27, 2018
Book Page	032342/000171

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,500 (+8.12%) Land $257,000 Building $179,500	$436,500 (-) Land $257,000 Building $179,500
2025	$5,213.00 (+6.96%) Homeowner's exemption	$403,700 (+19.4%)	$436,500 (+29.1%) Land $257,000 Building $179,500
2024	$4,874.00 (+32.02%)
2023	$3,692.00 Homeowner's exemption	$338,100 Land $199,500 Building $138,600	$338,100 Land $199,500 Building $138,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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