1391 N Ridge Meadow Path, Hernando, FL 34442 Property Records

Citrus County property record for 1391 N Ridge Meadow Path, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,749 sqft · built 2007
Lot Size	0.389 acres (16,955 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jan 2019)
Tax Bill	$8,639 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2518S18E02600710`

Property Details

APN / Parcel Number

Primary APN	`2518S18E02600710`
Alternative APNs	`18E-18S-25-0260-071.0` `3329108`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,749 sqft Living Area
1st Floor Area	3,741 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	16,955 sqft (0.389 acres)
Lot Dimensions	155 ft deep x 94 ft wide
Garage Area	208 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	577 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3329108
Old Parcel Number	2518S18E02600710
Street Address	1391 N RIDGE MEADOW PATH
City	HERNANDO
State	FL
Zip	34442-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	BELLAMY RIDGE PB 18 PGS 2-5 LOT 71
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	BELLAMY RIDGE
Legal Lot Number	71
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450703

Owner

1391 N Ridge Meadow Path is owned and occupied by an individual who bought it in January 2019.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Jan 9, 2019	Warranty Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK
Aug 21, 2018	Warranty Deed, Transfer TITLE USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Document Number	0002950142
Deed Book / Page	2950 / 142
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324

Mortgage

Document Number	0031061765
Date	Nov 5, 2020
Book Page	3106/1765
Instrument	2020060518

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 9, 2019
Property Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324
Document Number	0029500142
Book / Page	2950 / 0142
Map Reference	MB 18 PG 2-5
Instrument Date	Jan 9, 2019
Instrument	2019001193
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	NEW FRONTIER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 W HOLLYFERN PL, 114, BEVERLY HILLS, FL 34465-3838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324

Mortgage

Document Number	2019001194
Date	Jan 9, 2019
Instrument	2019001194

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 21, 2018
Property Address	1391 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6324
Document Number	0029211859
Book / Page	002921 / 001859
Instrument Date	Jul 31, 2018
Instrument	42519
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	TITLE USA

Transaction

Amount	Amount on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1391 N RIDGE MEADOW PATH HERNANDO FL 344426324, HERNANDO, FL 34442-6324

Tax Assessment & Valuation

The 2025 property tax bill for 1391 N Ridge Meadow Path was $8,639 with exemptions applied, up 3.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,639.00 (+3.52%) Homeowner's exemption Additional exemption filed	$809,042 (+8.12%) Land $54,000 Building $755,042	$809,042 (+8.12%) Land $54,000 Building $755,042
2024	$8,345.00 (+2.18%) Homeowner's exemption Additional exemption filed	$748,288 (+2.19%) Land $54,000 Building $694,288	$748,288 (+2.19%) Land $54,000 Building $694,288
2023	$8,167.00 (+6.93%) Homeowner's exemption Additional exemption filed	$732,271 (+19.86%) Land $54,000 Building $678,271	$732,271 (+19.86%) Land $54,000 Building $678,271
2022	$7,638.00 Homeowner's exemption Additional exemption filed	$610,959 Land $54,000 Building $556,959	$610,959 Land $54,000 Building $556,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1391 N Ridge Meadow Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 N Ridge Meadow Path is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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