1440 N Ridge Meadow Path, Hernando, FL 34442 Property Records

Citrus County property record for 1440 N Ridge Meadow Path, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,996 sqft · built 2007
Lot Size	0.406 acres (17,713 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Nov 2022)
Tax Bill	$7,233 (2025)
Deeds & Mortgages	Nov 2022 Sale Dec 2020 Sale & Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2518S18E02601190`

Property Details

APN / Parcel Number

Primary APN	`2518S18E02601190`
Alternative APNs	`18E-18S-25-0260-119.0` `3329589`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,996 sqft Living Area
1st Floor Area	2,996 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	17,713 sqft (0.406 acres)
Lot Dimensions	175 ft deep x 115 ft wide
Garage Area	492 sqft
Parking Spaces	10 Parking Spaces
Pool Area	392 sqft
Porch	Open Porch
Porch Area	445 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3329589
Old Parcel Number	2518S18E02601190
Street Address	1440 N RIDGE MEADOW PATH
City	HERNANDO
State	FL
Zip	34442-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	BELLAMY RIDGE PB 18 PGS 2-5 LOT 119
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	BELLAMY RIDGE
Legal Lot Number	119
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450703

Owner

1440 N Ridge Meadow Path is owned and occupied by an individual who bought it in November 2022.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY
Dec 1, 2020	Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on File
Deed Sale	Nov 29, 2022 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	0033371697
Deed Book / Page	3337 / 1697
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 29, 2022
Property Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323
Document Number	0033371697
Book / Page	3337 / 1697
Map Reference	MB 18 PG 2-5
Instrument Date	Nov 29, 2022
Instrument	2022079003
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 SEAGRAPE ST, HOMOSASSA, FL 34446-4335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 1, 2020
Property Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323
Document Number	0031122454
Book / Page	3112 / 2454
Map Reference	MB 18 PG 2-3
Instrument Date	Nov 23, 2020
Instrument	2020065347
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	MANATEE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 N RIDGE MEADOW PATH, 1440, CITRUS HILLS, FL 34442-6323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 WARREN L HARRIS CIR, VINCENT, AL 35178-9023

Mortgage

Document Number	0031122455
Date	Dec 1, 2020
Instrument	3112/2455

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 30, 2020
Property Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323
Document Number	0030350784
Book / Page	3035 / 0784
Map Reference	MB 18 PG 2-5
Instrument Date	Jan 17, 2020
Instrument	2020005223
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2579 N CROSSWATER PATH, 2579, LECANTO, FL 34461-9339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 N RIDGE MEADOW PATH, HERNANDO, FL 34442-6323

Mortgage

Document Number	0030350786
Date	Jan 30, 2020
Instrument	3035/0786

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1440 N Ridge Meadow Path was $7,233 with exemptions applied, up 3.6% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,233.00 (+3.64%) Homeowner's exemption Additional exemption filed	$686,517 (+7.74%) Land $57,370 Building $629,147	$686,517 (+7.74%) Land $57,370 Building $629,147
2024	$6,979.00 (-26.5%) Homeowner's exemption Additional exemption filed	$637,190 (+2.17%) Land $57,370 Building $579,820	$637,190 (+2.17%) Land $57,370 Building $579,820
2023	$9,495.00 (+58.62%) Additional exemption filed	$623,671 (+35.46%) Land $57,370 Building $566,301	$623,671 (+35.46%) Land $57,370 Building $566,301
2022	$5,986.00 Homeowner's exemption Additional exemption filed	$460,401 Land $57,370 Building $403,031	$460,401 Land $57,370 Building $403,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 N Ridge Meadow Path in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 N Ridge Meadow Path is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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