1391 Co Rd 409, Elba, AL 36323 Property Records

Coffee County property record for 1391 Co Rd 409, Elba, AL 36323

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,419 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2025)
Tax Bill	$395 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1207260000010001`

Property Details

APN / Parcel Number

Primary APN	`1207260000010001`
Alternative APNs	`608339` `12827`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	562 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	608339
Street Address	1391 COUNTY ROAD 409
City	ELBA
State	AL
Zip	36323-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT INT OF E L OF SW 1 4 & NE R W OF CO RD 409 TH NW LY712 S TO POB TH NW 98.1; NE 219.04; E LY 224.72; S 206.21; W176 TO
Legal Range	19E
Legal Township	5N
Legal Section	26
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1046
Census Tract	10500

Owner

1391 Co Rd 409 is owned and occupied by two individuals who bought it in October 2025.

Source: Coffee County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1391 COUNTY ROAD 409, ELBA, AL 36323-8025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC
Apr 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Deed Document Number	2025393369
Deed Book / Page	235 / 220
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Oct 1, 2025
Property Address	1391 COUNTY ROAD 409, ELBA, AL 36323-8025
Document Number	00235A/220
Book / Page	235A / 220
Map Reference	MB 43A PG 521
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1391 COUNTY ROAD 409, ELBA, AL 36323-8025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1391 COUNTY ROAD 409, ELBA, AL 36323-8025

Mortgage

Document Number	00235A0222
Date	Oct 1, 2025
Instrument	235A/0222

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	00235A/222
Date	Oct 1, 2025
Book Page	235A/222

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	1391 COUNTY ROAD 409, ELBA, AL 36323-8025
Transaction Type	Mortgage
Record Updated	May 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	185A/629
Date	Apr 17, 2019
Book Page	185A/629

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1391 Co Rd 409 was $395 with a homeowner's exemption, up 6.5% from the year before.

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$395.00 (+6.47%)	$12,180 (+6.65%) Land $1,312 Building $10,868	$121,630 (+6.82%) Land $13,100 Building $108,530
2024	$371.00 Homeowner's exemption	$11,420 (-) Land $1,247 Building $10,173	$113,860 (-) Land $12,430 Building $101,430
2023		$11,420 (-)	$113,860 (-) Land $12,430 Building $101,430
2022	$371.00 Homeowner's exemption	$11,420	$113,860 Land $12,430 Building $101,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1391 Co Rd 409 in Zone X, an area of minimal flood risk, though there have been 126 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	126 (1989–2020)
Claims Outside the SFHA	54 of 126
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 23 claims Severe Storms And Flooding, Dec 2009 · 58 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1391 Co Rd 409 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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