Coffee County property record for 970 Co Rd 409, Elba, AL 36323
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 1969 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $270 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1207260000006000 |
| Primary APN | 1207260000006000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 100 sqft |
| Utility Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 612874 |
|---|---|
| Street Address | 970 COUNTY ROAD 409 |
| City | ELBA |
| State | AL |
| Zip | 36323-8016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A LOT IN SW 1 4 OF SW 1 4 CONT 1 AC DESC AS FOL BEG @ INTEROF S R W OF CO RD & W L OF SD FORTY TH E ALG SD R W 80.6 TOPOB TH |
| Legal Range | 19E |
| Legal Township | 5N |
| Legal Section | 26 |
| Jurisdiction | COFFEE AL |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 10500 |
Source: Coffee County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 970 COUNTY ROAD 409, ELBA, AL 36323-8016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COFFEE AL |
| Property Address | 970 COUNTY ROAD 409, ELBA, AL 36323-8016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 196A/133 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 196A/133 |
| Name | ALABAMA STATE EMPLOYEE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Coffee County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Coffee County |
| Unified School District | Coffee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $270.00 (+35%) | $8,500 (+32.81%) Land $670 Building $7,830 | $84,720 (+32.89%) Land $6,680 Building $78,040 |
| 2023 | $6,400 (-) | $63,750 (-) Land $6,440 Building $57,310 | |
| 2022 | $200.00 Homeowner's exemption | $6,400 | $63,750 Land $6,440 Building $57,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 126 (1989–2020) |
| Claims Outside the SFHA | 54 of 126 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BuzzBroadband Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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