13909 Beaver Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 13909 Beaver Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,323 sqft · built 1975
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (Aug 2002)
Tax Bill	$5,559 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14-405-002`

Property Details

APN / Parcel Number

Primary APN	`04-14-405-002`
Alternative APNs	`414405002` `014D014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Garage Area	460 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	014D014
Street Address	13909 BEAVER DR
City	ROSCOE
State	IL
Zip	61073-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BEAVER WOODS BNG PT W1/2 SE1/4 SEC 14-46-2 LT LOT 014
Legal Range	2
Legal Township	46
Legal Section	14
Legal Subdivision	BEAVER WOODS SUB
Legal Lot Number	014
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1034
Census Tract	3903

Owner

13909 Beaver Dr is owned and occupied by two individuals who bought it in August 2002.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13909 BEAVER DR, ROSCOE, IL 61073-8464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2002 · Amount on File
Deed Sale	Aug 8, 2002 · Amount on File
Deed Document Number	2002256257
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13909 BEAVER DR, ROSCOE, IL 61073-8464
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003157
Date	Feb 6, 2026
Instrument	2603157

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate
Rate	7.25%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13909 BEAVER DR, ROSCOE, IL 61073-8464
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019587
Date	Jun 7, 2021
Instrument	2119587

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13909 BEAVER DR, ROSCOE, IL 61073-8464
Document Number	0001016858
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13909 BEAVER DR ROSCOE IL 610738464, ROSCOE, IL 61073-8464

Mortgage

Document Number	0001016858
Date	Jun 18, 2018
Instrument	1016858

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 13909 Beaver Dr was $5,559 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,559.00	$84,795 Land $17,951 Building $66,844	$254,385 Land $53,853 Building $200,532
2022	Homeowner's exemption	$63,535 Land $13,450 Building $50,085	$190,605 Land $40,350 Building $150,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13909 Beaver Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13909 Beaver Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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