13837 Beaver Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 13837 Beaver Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 927 sqft · built 1977
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (Jul 2026)
Tax Bill	$4,521 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-14-405-005`

Property Details

APN / Parcel Number

Primary APN	`04-14-405-005`
Alternative APNs	`414405005` `014D011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	927 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Lot Area	23,522 sqft (0.54 acres)
Garage Area	528 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	13837 BEAVER DR
City	ROSCOE
State	IL
Zip	61073-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BEAVER WOODS BNG PT W1/2 SE1/4 SEC 14-46-2 LT LOT 011
Legal Range	2
Legal Township	46
Legal Section	14
Legal Lot Number	011
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1034
Census Tract	3903

Owner

Source: Winnebago County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13837 BEAVER DR, ROSCOE, IL 61073-8463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Sep 14, 2023	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	202619653
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 30, 2026
Property Address	13837 BEAVER DR, ROSCOE, IL 61073-8463
Document Number	0000019653
Instrument Date	Jul 28, 2026
Instrument	202619653
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13837 BEAVER DR, ROSCOE, IL 61073-8463

Mortgage

Document Number	0000019654,
Date	Jul 30, 2026
Instrument	202619654

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.88%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 14, 2023
Property Address	13837 BEAVER DR, ROSCOE, IL 61073-8463
Document Number	0000021414
Map Reference	BK32 PG93
Instrument Date	Aug 30, 2023
Instrument	2321414
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13837 BEAVER DR, ROSCOE, IL 61073-8463

Mortgage

Document Number	0000021415
Date	Sep 14, 2023
Instrument	2321415

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,521.00 (-0.02%)	$75,083 (+9.49%) Land $17,951 Building $57,132	$225,249 (+9.49%) Land $53,853 Building $171,396
2024	$4,522.00	$68,575 (+21.89%) Land $16,395 Building $52,180	$205,725 (+21.89%) Land $49,185 Building $156,540
2022	Homeowner's exemption	$56,258 Land $13,450 Building $42,808	$168,774 Land $40,350 Building $128,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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