13907 Flagstaff St, Cedar Lake, IN 46303 Property Records

Lake County property record for 13907 Flagstaff St, Cedar Lake, IN 46303

Property Summary

Property Type	Row House
Details	2 ba · 1,569 sqft · built 2018
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Oct 2021)
Tax Bill	$2,922 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-380-006.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-380-006.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,569 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	171 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	13907 FLAGSTAFF ST
City	CEDAR LAKE
State	IN
Zip	46303-7281
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	CENTENNIAL SUB. PHASE 11 S.1/2 OF LOT 167 (13907 FLAGSTAFF ST.)
Legal Subdivision	CENTENNIAL SUB
Legal Phase	11
Legal Lot Number	167 13907
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

13907 Flagstaff St, a row house, is owned and occupied by an individual who bought it in October 2021.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 23, 2017	Special Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jul 8, 2019
Deed Document Number	2021-535555
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 29, 2021
Property Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000035555
Map Reference	MB 9 PG 95
Instrument Date	Oct 15, 2021
Instrument	2021-535555
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000035556
Date	Oct 29, 2021
Instrument	2021-535556

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 8, 2019
Property Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000041102
Map Reference	MB 109 PG 95
Instrument Date	Jul 3, 2019
Instrument	2019 041102
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000041103
Date	Jul 8, 2019
Instrument	2019 041103

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 23, 2017
Property Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281
Document Number	0000071256
Map Reference	MB109 PG95
Instrument Date	Oct 17, 2017
Instrument	2017 071256
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13907 FLAGSTAFF ST, CEDAR LAKE, IN 46303-7281

Mortgage

Document Number	0000071257
Date	Oct 23, 2017
Instrument	2017 071257

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,700 Land $64,100 Building $228,600	$292,700 Land $64,100 Building $228,600
2024	$2,922.00
2023		$261,000 (+7.1%) Land $61,100 Building $199,900	$261,000 (+7.1%) Land $61,100 Building $199,900
2022	$2,999.00 (+10.91%)	$243,700 Land $61,100 Building $182,600	$243,700 Land $61,100 Building $182,600
2021	$2,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13907 Flagstaff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13907 Flagstaff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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