13907 Cloudcap Ct, Houston, TX 77044 Property Records

Harris County property record for 13907 Cloudcap Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,528 sqft · built 2005
Lot Size	0.264 acres (11,479 sqft)
Owner	Individual Name on Record
Last Sale	$445,300 (Jun 2014)
Tax Bill	$12,352 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-647-001-0010`

Property Details

APN / Parcel Number

Primary APN	`125-647-001-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,528 sqft Living Area
1st Floor Area	2,586 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,479 sqft (0.264 acres)
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1256470010010
Street Address	13907 CLOUDCAP CT
City	HOUSTON
State	TX
Zip	77044-5490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 1 SUMMERWOOD SEC 20
Legal Subdivision	SUMMERWOOD SEC 20
Legal Block	1
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1004
Census Tract	252002

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	13907 CLOUDCAP CT, HOUSTON, TX 77044-5490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER HOME LOAN
Jan 14, 2020	Deed of Trust, Mortgage ROYAL PACIFIC FNDG
Feb 1, 2019	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jun 7, 2017	Deed of Trust, Mortgage ROYAL PACIFIC FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Document Number	2014238569
Prior Transfer Date	May 14, 2014
Prior Transfer Doc	20140238569
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13907 CLOUDCAP CT, HOUSTON, TX 77044-5490
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477371
Date	Dec 19, 2023
Instrument	2023-477371

Lender

Name	MEMBER HOME LOAN
Type	Mortgage Company
Address	HOUSTON, TX 77065

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2033

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13907 CLOUDCAP CT, HOUSTON, TX 77044-5490
Document Number	0000028541
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13907 CLOUDCAP CT HOUSTON TX 770445490, HOUSTON, TX 77044-5490

Mortgage

Document Number	0000028541
Date	Jan 21, 2020
Instrument	28541

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13907 CLOUDCAP CT, HOUSTON, TX 77044-5490
Document Number	0000051413
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13907 CLOUDCAP CT HOUSTON TX 770445490, HOUSTON, TX 77044-5490

Mortgage

Document Number	0000051413
Date	Feb 7, 2019
Instrument	51413

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13907 CLOUDCAP CT, HOUSTON, TX 77044-5490
Document Number	0000262774
Instrument Date	Jun 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13907 CLOUDCAP CT HOUSTON TX 770445490, HOUSTON, TX 77044-5490

Mortgage

Document Number	0000262774
Date	Jun 14, 2017
Instrument	262774

Lender

Name	ROYAL PACIFIC FNDG
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 13, 2032

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,196 (+2.32%) Land $83,231 Building $570,965	$654,196 (+2.32%) Land $83,231 Building $570,965
2025	$12,352.00 (+248.93%) Homeowner's exemption	$639,389 (+2.91%) Land $83,231 Building $556,158	$639,389 (+2.91%) Land $83,231 Building $556,158
2024	$3,540.00 (+22.32%)
2023		$621,281 Land $50,863 Building $570,418	$621,281 Land $50,863 Building $570,418
2022	$2,894.00 (+14.43%)
2020	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 344 serves 4,518 people · EPA ID TX1012974
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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